OCBC Titanium MasterCard Blue/Pink

OCBC Titanium MasterCard Blue/Pink

Nikmatilah 1% rebat tunai tanpa had untuk semua pembelian online dan pembiayaan luar negara dengan OCBC Titanium MasterCard Blue/Pink. Terdapat dalam warna biru atau merah jambu.

OCBC Titanium MasterCard Blue/Pink
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Product Highlights

Cash back
Uncapped 1% Cash Back

Enjoy 1% unlimited cashback on online transaction and overseas transaction as well as 0.1% unlimited cashback on all other retail spending, regardless of total spending amount

Payment
Easy Bill Payments

Pay your bills easily via Maybank2u, by cash or cheque at over 400 Maybank branches, Cash/Cheque Deposit Machines or by standing instruction

Free
20 Day Interest-Free Period

Enjoy a 20-day interest-free period from the billing date on all retail purchases. You can pay with an interest-free instalment plan at participating merchants

Colors
Blue or Pink

Choose the card color that best suits your tatses.

Features

Cash Back

Cash back
Cash Back Category Cash back Rate Monthly Cap Spend
All Online & Overseas Spending 1% uncapped any amount
All Other Retail Spending 0.1% uncapped any amount
  • Cash will be credited into your card account every month

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 months 2% p.a. and no one-time upfront handling fee from RM1000
12 months 4% p.a. and no one-time upfront handling fee from RM1000
  • Minimum transfer amount of RM1,000.

Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
5 months 2.12% one-time upfront handling fee from RM1000
10 months 4.24% one-time upfront handling fee from RM1000
20 months 5.3% one-time upfront handling fee from RM1000
  • Buy the things you've always wanted with payment terms of up to 20 months and low interest rates
  • All you have to do is pay a one time upfront fee. No penalties, no early settlement charges, no worries!

Fees and Charges

Annual fee Free for life
Annual Fee for Supplementary Card Free for life
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old