Bandingkan Pinjaman Harta Komersial di Malaysia 2018

Bandingkan Pembiayaan Tanah terbaik di Malaysia. Dapatkan kadar faedah terbaik dari bank, dan mohon secara online.

Gadai Janji Komersial

Pakej pinjaman pembelian untuk jumlah RM 400,000 selama 20 tahun


BSN MyHome (Commercial Property)
RM 2,218.39
3.0%
20 Tahun
85%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  •  3 years or 5 years (where applicable) lock-in period

  •  Mortgage Reducing Term Takaful (MRTT) is required


BSN MyHome-i (Commercial Property)
RM 2,423.92
4.0%
20 Tahun
85%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  •  Mortgage Reducing Term Takaful (MRTT) is required


HSBC Business Premises Smart-i
RM 2,455.65
4.15%
30 Tahun
85%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • Monthly service fee: RM10


Al Rajhi Business Premises Financing
RM 2,498.32
4.35%
35 Tahun
90%
0 Tahun
Ya
Lebih Lanjut Tentang Produk Ini


  • 1% penalty fee

  • No lock in period

  • Comprehensive Takaful coverage provided

  • Only for Malaysians

  • For Salaried Employees and Self-employed


Maybank Maxi Plan & Business Property Based Financing
RM 2,552.24
4.6%
20 Tahun
100%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • For industrial properties

  • Commercial properties


RHB Equity Property Financing-i
RM 2,563.10
4.65%
35 Tahun
90%
3 Tahun
Ya
Lebih Lanjut Tentang Produk Ini


  • Comprehensive Takaful coverage is optional

  • This package is for any nationality, salaried employee and self-emplyed individual


Bank Islam Business Premises Financing
RM 2,595.83
4.8%
20 Tahun
150%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • Fire Takaful Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required


MBSB Standard Home Financing-i (Commercial Property Financing)
RM 2,595.83
4.8%
30 Tahun
80%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • Can be apply by any nationality

  • Islamic financing

  • Suitable for complete home, under construction or refinance

  • No processing fee for residential properties


Biz-Property Islamic Term Loan
RM 2,606.79
4.85%
25 Tahun
85%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  1. 3 years lock in period.

  2. 3% penalty.

  3. MoF 90% for SCB prefered customer with $500k networth.

  4. Office/retail, MoF 80%.

  5. Foreigner less 10% base on the above mentions MoF applied.

  6. Age up to 70 years old.

  7. Better IR subject to loan size.

  8. Do not finance under cinstruction property and factories.

  9. Refinancing can cash out up to 80%.


Businees Flexi Loan
RM 2,606.79
4.85%
25 Tahun
85%
3 Tahun
Ya
Lebih Lanjut Tentang Produk Ini


  1. Only for company purchase.

  2. 3 years lock in period.

  3. 3% penalty.


Shop Loan
RM 2,628.79
4.95%
25 Tahun
80%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  1. 3 years lock in period.

  2. 3% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. Must use the panel lawyer from HLB.

  5. Standard shop lot. Retail/factory not applicable.


RHB Commercial Property Financing
RM 2,639.82
5.0%
25 Tahun
90%
3 Tahun
Ya
Lebih Lanjut Tentang Produk Ini


  • Comprehensive Takaful coverage is optional

  • This package is for any nationality, salaried employee and self-emplyed individual


Conventional Semi Flexi Loan
RM 2,644.24
5.02%
25 Tahun
80%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  1. 3 years lock in period.

  2. 2% penalty of original loan amount for early termination of loan.

  3. Refinance max at only 85%.

  4. Foreigner (working in M'sia) max MoF 75%.

  5. For shoplots and offices, can only finance properties max 6 storeys high.

  6. For mixed development (E.g. Serviced Apartments), can only be used to finance ground floor shoplots only.

  7. Min age is 25 years up to 70 years.

  8. If bundled with MRTA/Renovation Loan/Credit Card/FD, the rate will be lower.


Savelink Conventional Flexi
RM 2,644.24
5.02%
25 Tahun
80%
3 Tahun
Ya
Lebih Lanjut Tentang Produk Ini


  1. 3 years lock in period.

  2. 2% penalty of original loan amount for early termination of loan.

  3. Refinance max at only 85%.

  4. Foreigner (working in M'sia) max MoF 75%.

  5. For shoplots and offices, can only finance properties max 6 storeys high.

  6. For mixed development (E.g. Serviced Apartments), can only be used to finance ground floor shoplots only.

  7. Min age is 25 years up to 70 years.

  8. If bundled with MRTA/Renovation Loan/Credit Card/FD, the interest rate will be lower.


I-Wish Islamic Flexi
RM 2,644.24
5.02%
25 Tahun
80%
3 Tahun
Ya
Lebih Lanjut Tentang Produk Ini


  1. 3 years lock in period.

  2. 2% penalty of original loan amount for early termination of loan.

  3. Refinance max at only 85%.

  4. Foreigner (working in M'sia) max MoF 75%.

  5. For shoplots and offices, can only finance properties max 6 storeys high.

  6. For mixed development (E.g. Serviced Apartments), can only be used to finance ground floor shoplots only.

  7. Min age is 25 years up to 70years.

  8. If bundled with MRTA/Renovation Loan/Credit Card/FD, the interest rate will be lower.


I-Wish Islamic Semi Flexi
RM 2,644.24
5.02%
25 Tahun
80%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  1. 3 years lock in period.

  2. 2% penalty of original loan amount for early termination of loan.

  3. Refinance max at only 85%.

  4. Foreigner (working in M'sia) max MoF 75%.

  5. For shoplots and offices, can only finance properties max 6 storeys high.

  6. For mixed development (E.g. Serviced Apartments), can only be used to finance ground floor shoplots only.

  7. Min age is 25 years up to 70 years.

  8. If bundled with MRTA/Renovation Loan/Credit Card/FD, the interest rate will be lower.


Biz-Property Conventional Term Loan
RM 2,650.88
5.05%
25 Tahun
85%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  1. 3 yrs lock in period.

  2. 3% penalty.

  3. MoF 90% for SCB prefered customer with $500k networth.

  4. Office/retail, MoF 80%.

  5. Foreigner less 10% base on the above mentions MoF applied.

  6. Age up to 70 yrs old.

  7. Better IR subject to loan size.

  8. Do not finance under construction property and factories.

  9. Refinancing cash out up to 80%.

  10. Only for Individual purchase.


MBSB Commercial Property Term Financing-i (Istisna' & Ijarah)
RM 2,650.88
5.05%
30 Tahun
90%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • A guarantor should be provided if required

  • All collateral must be acceptable to shariah


Commercial Rate - Mortgage Plus
RM 2,659.75
5.09%
25 Tahun
80%
3 Tahun
Ya
Lebih Lanjut Tentang Produk Ini


  1. 3 years lock in period.

  2. 3% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. Must use the panel lawyer from HLB.

  5. Standard shop lot. Retail/factory not applicable.


Alliance Business Premises Financing-i
RM 2,673.08
5.15%
25 Tahun
90%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • None


CIMB Business Premises Financing-i
RM 2,684.22
5.2%
30 Tahun
85%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • 100% stamp duty waiver for conversion from conventional loan

  • Processing fee: Not applicable


CIMB Flexi Business Premises Financing-i
RM 2,684.22
5.2%
30 Tahun
85%
0 Tahun
Ya
Lebih Lanjut Tentang Produk Ini


  • Set up fee of RM200.00

  • Non rebated profit of RM40.00

  • Monthly service charge of RM10.00

  • 100% stamp duty waiver for conversion from conventional loan


CIMB BizLoan
RM 2,935.38
6.3%
30 Tahun
85%
0 Tahun
Ya
Lebih Lanjut Tentang Produk Ini


  • None


CIMB BizFlexi
RM 2,935.38
6.3%
30 Tahun
85%
0 Tahun
Ya
Lebih Lanjut Tentang Produk Ini


  • Set up fee of RM200

  • Monthly service charge of RM10

  • Monthly flexi charge / Non rebated profit of RM40


MBSB Commercial Property Term Financing-i (Tawarruq)
RM 3,345.76
8.0%
30 Tahun
90%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • Sole proprietors can apply

  • Partnership business can apply

  • Private company can apply


Alliance Commercial Property Conventional Term Financing
RM 3,575.78
8.91%
25 Tahun
85%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • Set-up Fee RM200.00 (one time-off) for Conventional Term Loan with Redrawal facility.

  • Withdrawal Fee RM50.00 for every withdrawal of excess fund in Advance Payment for Conventional Term Loan with Redrawal facility.

  • Professional Legal Fee Includes fee for preparation of the financing agreement, stamp duty (as per the Stamp Duty Act 1949 (Revised 1989)), and disbursement fee.

  • Valuation Fee Valuation fee for preparing the formal valuation report (applicable for completed properties only).


Flexi Conventional Shop Loan
RM 3,676.44
9.3%
30 Tahun
85%
3 Tahun
Ya
Lebih Lanjut Tentang Produk Ini


  1. Without MRTA, CC and FD, the rate wil be higher.

  2. CIMB preferred member gets -0.05%.

  3. Available for SoHo (under commercial lot), shop lot and shop storey.

  4. Office unit MoF 70% - 75%max. ( subject to management approval).

  5. Available only in peninsular Malaysia.

  6. No lock in period.

  7. Max age is 70 yrs.

  8. Allowed MoF 85% for more than one single application with CIMB.

  9. Agricultural land, MoF 50% max.

  10. Commercial land, MoF 50% max.

  11. Do not finance Stalls, Shopping lots in complexes & Shopping Mall.


Bank Rakyat Home Financing-i (Shophouse / Commercial) Products
RM 3,780.92
9.7%
35 Tahun
90%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  •  No lock-in period

  •  Mortgage Reducing Term Takaful (“MRTT”) is required


AmBank Property Loan
RM 4,142.37
11.05%
35 Tahun
85%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • 3 years lock in period

  • Option to have redraw facility.

  • Fire Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required


AmBank Property Link
RM 4,142.37
11.05%
35 Tahun
85%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • 3 years lock in period

  • Instant cash withdrawal via ATM or cheque book.

  • Fire Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required


AmBank Property Financing-i
RM 4,142.37
11.05%
25 Tahun
95%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • 3 years lock in period

  • Fire Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required


UOB iNTELLIGENT Retail Loan
RM 4,359.81
11.84%
30 Tahun
80%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  •  3 years lock in period

  •  Fire Takaful is required

  •  Mortgage Reducing Term Takaful (MRTT) is required


UOB BizProperty
RM 4,387.62
11.94%
25 Tahun
90%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • None


AmBank SME Biz Property Extra
RM 4,945.06
13.9%
20 Tahun
148%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • 3 years lock in period

  • Fire Insurance is required

  • Reducing Term Assurance (RTA), is required


AmBank Commercial Property Loan/Financing-i
RM 4,945.06
13.9%
20 Tahun
85%
3 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • 3 years lock in period

  • Fire Insurance is required

  • Reducing Term Assurance (RTA), is required


UOB Business Term Financing-i
RM 5,014.81
14.14%
25 Tahun
90%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • None


UOB Term Financing-i
RM 5,014.81
14.14%
35 Tahun
80%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • None


Bank Rakyat Business Financing-i (Property-i)
RM 5,484.16
15.73%
20 Tahun
80%
0 Tahun
Tidak
Lebih Lanjut Tentang Produk Ini


  • Collateral is required

Lihat lagi

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