HSBC Visa Signature Credit Card

Mohon untuk HSBC Visa Signature Credit Card dengan HSBC

Suka ganjaran? Kad kredit HSBC Visa Signature menyediakan anda dengan tawaran mata ganjaran yang paling tidak dapat dinafikan!

HSBC Visa Signature Credit Card
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Product Highlights

Premium
Complimentary Plaza Premium Lounge Access

When you're in Kuala Lumpur International Airport 1, Singapore Changi Airport or Hong Kong International Airport, you can get complimentary visit to the Plaza Premium Lounge!

Vip
SmartPrivileges

Enjoy great savings at over 6,500 shopping outlets nationwide and receive exclusive deals plus special VIP treatments!

Travel protection
Takaful Coverage

Receive up to RM 750,000 travel & flight accident coverage!

Features

Rewards

Local rewards
Earn Spent In
8x Reward Points Per Foreign Currency All overseas transactions and online transactions
5x Reward Points Per RM 1 Participating local malls 
5x Reward Points Per RM 1 Online transactions
1x Reward Points Per RM 1 All other transactions

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months* 1.99% p.a. with no one-time upfront handling fee From RM 1,000
6 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
6 Months 4.99% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000

*Only for new HSBC Credit Card applicants

Fees and Charges

Annual Fee For Primary Card RM 600*
Annual Fee For Supplementary Card RM 300*
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Annual fee waived if you use your card at least once a month for a consecutive 12 months period.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 72,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone