HSBC Visa Platinum Credit Card

Mohon untuk HSBC Visa Platinum Credit Card dengan HSBC

Nikmati diskaun dan tawaran hebat di dalam dan di luar negara! Selain itu, anda dapat menikmati sehingga 8x Mata Ganjaran apabila anda membeli-belah di Mid Valley atau pusat beli-belah Gardens!

HSBC Visa Platinum Credit Card
Apply

Product Highlights

Reward
8X Reward Points

Shopping is more fun when you can get 8x Reward Points in over 30 malls!

Vip
SmartPrivileges

Enjoy great savings at over 6,500 shopping outlets nationwide and receive exclusive deals plus special VIP treatments!

Good
Home & Away Programme

Whenever and wherever you are in the world, you will get a year-long special shopping, dining, leisure and entertainment discounts and benefits!

Features

Rewards

Local rewards
Earn Spent In
8x Reward Points Per RM 1 Mid Valley Megamall and The Gardens Mall
5x Reward Points Per RM 1 Other participating malls
1x Reward Points Per RM 1 Other transactions

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months* 1.99% p.a. with no one-time upfront handling fee From RM 1,000
6 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
6 Months 4.99% p.a. with no one-time upfront handling fee From RM 1,000
12 Months 6.99% p.a. with no one-time upfront handling fee From RM 1,000

*Only for new HSBC Credit Card applicants

Fees and Charges

Annual Fee For Primary Card RM 240
Annual Fee For Supplementary Card RM 120
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

 

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone