Citi Clear Card

Mohon untuk Citi Clear Card dengan Citibank

Daripada restoran ke pusat hiburan kegemaran anda, Kad Citi Clear menawarkan keutamaan bagi pelbagai akses serta ganjaran untuk memenuhi keperluan anda!

Promotion image desktop
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*Citi Credit Card Online Cash Back Promotion Terms And Conditions Apply

Product Highlights

Entertainment
Cinema Privileges

Get 1-for-1 movie tickets on Fridays at major cinemas!

Reward
Up to 3x Citi Rewards Points

Earn 3x Citi Rewards Points at selected places in Malaysia and earn 1x Citi Rewards Points for every RM1 spent for other transactions!

World
Citibank World Privileges

Enjoy discounts and privileges at over 24,000 hotels, restaurants, boutiques, retail outlets, golf resorts, and more. Best of all, these privileges are available to you all over the world.

Features

Rewards

Local rewards
Earn Spent In
3x Citi Rewards Points Per RM 1 Borders, Topman, GAP, La Senza, Zouk Club KL, Vincci, G2000, and Sakae Sushi
1x Citi Rewards Points Per RM 1 Other local expenses
  • Citi Reward Points are evergreen, which means that they'll never expire!
  • Earn Citi Reward Points for all spending except for purchases at petrol stations.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 10.57% p.a. with no one-time upfront handling fee From RM 500
12 Months 9.96% p.a. with no one-time upfront handling fee From RM 500
18 Months 9.84% p.a. with no one-time upfront handling fee From RM 500
24 Months 9.85% p.a. with no one-time upfront handling fee From RM 500
30 Months 9.91% p.a. with no one-time upfront handling fee From RM 500
36 Months 9.99% p.a. with no one-time upfront handling fee From RM 500

Fees and Charges

Annual Fee For Primary Card RM 90*
Annual Fee For Supplementary Card RM 60
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived when you use your card 3 times within 60 days.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone