Citi Cash Back Card

Mohon untuk Citi Cash Back Card dengan Citibank

Dengan Citi Cash Back Card, anda boleh mendapatkan lebih wang tunai daripada kategori dan jenama yang anda suka! Lebih banyak anda berbelanja, lebih banyak rebat yang anda dapatkan daripada Citi Cash Back Card!

Citi Cash Back Card
Apply
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*Citi Credit Card Online Cash Back Promotion Terms And Conditions Apply

Product Highlights

Cash back
Up to 10% Cash Back

Earn up to 10% Cash Back on dining, groceries, petrol and GRAB rides plus unlimited 0.2% Cash Back on other retail spend. Besides that, no minimum Cash Back accumulation is required!

World
Citibank World Privileges

Enjoy discounts and privileges at over 24,000 hotels, restaurants, boutiques, retail outlets, golf resorts, and more. Best of all, these privileges are available to you all over the world.

Free
20 Days Interest-Free Period

Pay zero interest for retail transactions if payment is made within 20 days (only if all retail transactions for the previous month are paid for by the due date).

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Petrol 10% RM 10 Any amount monthly
Grocery 10% RM 10 Any amount monthly
Dining 10% RM 10 Any amount monthly
Grab Rides 10% RM 10 Any amount monthly
Other Retails 0.2% RM 3 RM 1,000 and above

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 10.57% p.a. with no one-time upfront handling fee From RM 500
12 Months 9.96% p.a. with no one-time upfront handling fee From RM 500
18 Months 9.84% p.a. with no one-time upfront handling fee From RM 500
24 Months 9.85% p.a. with no one-time upfront handling fee From RM 500
30 Months 9.91% p.a. with no one-time upfront handling fee From RM 500
36 Months 9.99% p.a. with no one time upfront handling fee From RM 500

 

Fees and Charges

Annual Fee For Primary Card RM 120
Annual Fee For Supplementary Card RM 60
Mininum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone