Why settle for less when you can go for gold? Earn up to 5% cashback and enjoy over 1,000 amazing dining and shopping deals nationwide!
The preferred card for global travelers - it is designed according to Shariah guidelines, it gives you exclusive rewards and privileges plus cash back on all your overseas spending.
Petrol costs got you down? Save up to RM840 a year with cash back on petrol at all stations nationwide! On top of that, enjoy great travel and shopping discounts too!
Are you a wanderluster? Now you can travel more the more you spend! Earn Worldmiles from all your retail spending, which you can convert for complimentary flights at MAS, Singapore Airlines, Asia M...
With this Islamic card from Maybank, you can earn 5X Treatspoints and enjoy excellent golfing and travel privileges too! On top of that, you'll receive 10,000 TreatsPoints absolutely FREE upon acti...
Looking to fuel your jet-setting lifestyle? Now you can earn PremierMiles for every RM3 spent and redeem flights from over 90 airline partners! On top of that, you'll get unlimited access to select...
Want to shop like a VIP? Live life in the fast lane with the Maybank American Express Platinum card and enjoy a host of multitude of exclusive Platinum privileges that only you can access! Better y...
Earn up to 10% cash back on petrol and 0.8% cash back on retail purchases. On top of that you'll even get free personal accident insurance worth RM 30,000 too!
Earn Timeless Bonus Points for all retail spending, of which you can pledge 50% or 100% to any Chinese Independent School!
Get up to 2X reward points and enjoy dining and hotel privileges with this Islamic card
A Syariah-compliant card from AmBank that will provide you with a great reward programme, 0% instalment plan, and complimentary insurance coverage
Discerning individuals like you demand more. More benefits, more rewards, more exclusivity and certainly more privileges. The BSN MasterCard Platinum Credit Card-i is everything you could possibly ...
Love to shop at The Store and Pacfici department stores?Enjoy up to 6% cash back when you spend at The Store and Pacific and 0.5% cash back on other retail transactions.
A great card for people who love to shop at The Store and Pacific department stores. Get up to 6% cash back when you spend at The Store and Pacific and 0.5% cash back on other retail payments
Earn extra TreatsPoints when you spend at Petronas Service Stations with this Islamic Card from Maybank
The fastest way to earn free flights! Earn up to 2X KrisFlyer miles for every RM2 spent. Get 3,000 bonus KrisFlyer miles the first time you use your card!
A Syariah-compliant card that augments your spending by offering 5% cash back and rewarding you with TreatsPoints that you can use to claim excellent rewards!
Augment your spending with this Islamic card. Earn up to 2X TreatsPoints that you can use to redeem amazing gifts and rewards!
An invitation-only card for Mutual Gold and Mutual Gold Elite members of Public Mutual. Enjoy up to 1.0% cash back on retail purchases & an additional 0.3% Mutual Gold Cash Bonus on your birthday!
Earn as much as 1% unlimited Hibah Performance Bonus for every Ringgit charged. On top of that, you'll get free RM1 Million automatic travel insurance coverage too!
It’s a payment card issued by a financial institution for the purpose of payment of goods and services. It is basically a small loan, because just like a home loan or personal loan, you are essentially borrowing cash from your card-issuer that must be paid back. In technical terms, what happens is that the card issuer opens a revolving account that grants the cardholder a line of credit that is used for payments on credit.
Instead of having to pay off your debts in full each month, a credit card account allows you to have a continuing amount of debt, subject to interest rate charges.
To put it in simple terms, if you pay off the outstanding balance on your statement by the end of the month, you will not be charged any interest. But if there is any outstanding debt, it will be carried over to the following month and an interest rate will be charged. The interest rate is variable and is generally more favourable towards people who pay off their outstanding credit card balance regularly.
In Malaysia, If you have an annual income of RM36,000 or less, you can have any number of cards from a maximum of 2 different card issuers.
If you have an annual income that is higher than RM36,000, this limitation does not apply to you.
There is a large variety of credit card types in Malaysia, each tailored to different lifestyles, spending habits, and purposes. The following categories represent the major types of credit cards that are available to the Malaysian public:
It’s as simple as filling up an application form and submitting the relevant personal documents. On Loanstreet, just press apply and fill in your details. You will receive a phone call from us within 1 working day in order for us to check your eligibility, after which we will submit your application to the banks. From then on you will deal with the banks until your application is approved and your credit card is received.
The documents that you need to provide differ depending on whether you are an employee or self-employed.
Self-employed people require:
A primary card possesses a credit limit, but a supplementary card does not possess its own limit. Instead, the supplementary card shares the same credit limit as the primary card. The primary cardholder can set specific limits for specific supplementary cards. Supplementary cards also generally have lower annual fees, and often even come free together with a primary card.
Besides the above, supplementary cards share the same features as the primary card.
Visa and MasterCard have different credit card lines/tiers