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Maybank American Express Gold

Maybank American Express Gold

Dapatkan sebanyak 5X mata ganjaran dengan kad ini. Selain itu, kad ini mempunyai kadar faedah yang rendah dan yuran tahunan percuma

Interest Rate

9.0% p.a.

Balance Transfer

0.0% p.a.



Annual Fee


5X Reward Points

Earn up to 5X Reward Points on all retail spending

Lifetime Annual Fee Waiver

Zero annual fee costs for both primary and supplementary cards

Low Finance Charge

Enjoy a low interest rate of only 9% p.a.!



Local rewards
Earn Spent
5 points per RM1 on groceries, petrol, and telco bills (paid via Express Autopay)
5 points per RM1 at Kinokuniya,Borders, Times, and MPH
5 points per RM1 Cathay Cineplexes
2 points per RM1 on all other retail purchases
  • Membership Reward points last forever. 

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 6% p.a. and no one-time upfront from handling fee from RM1000
9 Months 9% p.a. and no one-time from upfront handling fee from RM1000
12 Months 0% and 3% one-time upfront handling fee from RM1000
24 Months 4.5% p.a. and no one-time upfront handling fee From RM 2,000
36 Months 4.95% p.a. and no one-time upfront handling fee from RM 2,000
36 Months 8.88% p.a. and no one-time upfront handling fee from RM 5,000

Fees and Charges

Annual fee Free for life
Annual Fee for Supplementary Card Free for life
Mininum monthly payment RM25 or 5% of outstanding amount
Late payment fee RM5 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM10.60 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
Daily maximum cash withdrawal RM 5,000
*inclusive of 6% GST

Interest Rate

9% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.


Minimum Annual Income RM 30,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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