Shell-Citi Credit Card

Apply for Shell-Citi Credit Card by Citibank

Dapatkan rebat tunai sebanyak 8% di mana-mana stesen petrol Shell di Malaysia

Shell-Citi Credit Card
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*Citi Credit Card Online Cash Back Promotion Terms And Conditions Apply

Product Highlights

8% Cash Back on Petrol

Earn up to 8% cash back on all petrol at any Shell station nationwide!

20 days Interest-Free Period

Pay zero interest for retail transactions if payment is made within 20 days (only if all retail transactions for the previous month are paid for by the due date).


Cash Back

Cash back
Cash Back Category Cash back Rate Monthly Cap Spend
Shell Petrol 4% RM 10 RM 300 - RM999 monthly
Shell Petrol 6% RM 30 RM 1,000 - RM2499 monthly
Shell Petrol 8% RM 64 RM 2,500 monthly

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
9 months 2.99% p.a. with no one time upfront handling fee RM 1,000

Fees and Charges

Annual fee RM195 but waived when you swipe 3 times within 60 days of approval. Only applicable for the first year.
Annual Fee for Supplementary Card RM 100
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments of less than or equal to 50% of outstanding balance for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.


Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old