AmBank TRUE VISA Credit Card

Mohon untuk AmBank TRUE VISA Credit Card dengan Ambank

Menkmati kadar bunga yang serendah 7.99% p.a. untuk tahun pertama, dan 3% rebat tunai untuk pembelian online

AmBank TRUE VISA Credit Card
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Product Highlights

Lowinterest
Amazingly Low Interest Rate

Enjoy an amazingly low interest rate of 7.99% p.a. for the first year!

Cash back
3% Cash Back

Do you love to shop online? With the TRUE by AmBank Visa Card, you can get 3% cash back on all retail transactions!

Free
No Annnual Fee

The AmBank True Visa annual fee is free for life with no strings attached! Additionally, your first 3 supplementary cards have zero annual fee as well!

Features

Cash Back

Cash back
Cash Back Category Cash back Rate Monthly Cap Spend
Online Retail Spend 3% RM 30 Any amount monthly
  • Save money on your online purchases!

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. and 4.99% one-time upfront handling fee from RM 1,000
12 Months 0% p.a. and 8.99% one-time upfront handling fee from RM 5,000
24 Months 0% p.a. and 8.99% one-time upfront handling fee from RM 5,000

Am Bank Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 Months 0% p.a. with no one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000

Am Bank Am Flexi Pay

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 3% p.a. and no one-time upfront handling fee From RM 500
12 Months 4% p.a. and no one-time upfront handling fee From RM 2,000
18 Months 5% p.a. and no one-time upfront handling fee From RM 4,000
24 Months 6% p.a. and no one-time upfront handling fee From RM 5,000

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free for the first 3 cardholders
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

 

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories
  • 7.99% for the first year on all online transactions!

Requirements

Minimum Annual Income RM 36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone