
2X AmBank Rewards
Earn up to 2X reward points that you can use redeem awesome gifts or convert to airmiles!

Dining and Hotel Room Privileges
Get up to 50% dining discounts and 20% off Best Available Room Rates at participating Hilton hotels!

Complimentary Travel Protection
Receive travel insurance coverage of up to RM 1 Million when you charge your air tickets to your AmBank Visa Signature card
Features
Rewards

Earn | Spent |
---|---|
1 AmBonus Point on every RM1 | on all local retail expenses |
2 AmBonus Points on every RM1 | on all overseas retail expenses |
- Your AmBonus Points expire in 3 years.
- Use your points to redeem amazing gifts and rewards!
Ambank Am Transfer Balance Transfer

Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 months | 4.99% p.a. and no one-time upfront handling fee | from RM1000 |
12 months | 8.99% p.a. and no one-time upfront handling fee | from RM5000 |
24 months | 8.99% p.a. and no one-time upfront handling fee | from RM5000 |
Am Bank Easy Payment Plan

Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
6 months | 0% p.a. and no one-time upfront handling fee | from RM500 |
- Pay for your purchases in 0% interest instalments!
- Only available at participating merchants.
Am Bank Am Flexi Pay

Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 3% p.a. and no one-time upfront handling fee | from RM500 |
12 months | 4% p.a. and no one-time upfront handling fee | from RM2000 |
18 months | 5% p.a. and no one-time upfront handling fee | from RM4000 |
24 months | 6% p.a. and no one-time upfront handling fee | from RM5000 |
- Pay for your purchases in instalments with interest as low as 3%!
- Applies to all merchants who do not fall under the AmBank Easy Payment P
Fees and Charges
Annual fee | Free for life. |
---|---|
Annual Fee for Supplementary Card | Free for life for first 3 supplementary cardholders. |
Mininum monthly payment | RM50 or 5% of outstanding amount |
Late payment fee | RM10 or 1% of outstanding amount, up to maximum of RM100 |
Profit Rate on Cash Withdrawals | 18% |
Interest Rate
15% Interest Rate Per Annum | Tier 1: Cardholders with prompt payments for 12 consecutive months. |
---|---|
17% Interest Rate Per Annum | Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months. |
18% Interest Rate Per Annum | Tier 3: Cardholders who do not fall under the above categories. |
Requirements
Minimum Annual Income | RM48,000 |
---|---|
Minimum Age For Primary Card | 21 years old |
Minimum Age For Supplementary Card | 18 years old |
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