AmBank Cosway MasterCard Platinum

Mohon untuk AmBank Cosway MasterCard Platinum dengan Ambank

Dapatkan 3X mata ganjaran Cosway untuk segala pembelian di mana-mana kedai Cosway di Malaysia dengan kad kredit MasterCard Platinum.

AmBank Cosway MasterCard Platinum
Apply

Product Highlights

Points
3X Cosway Points

With every transaction at Cosway, you earn up to 3X Cosway Points that allows you to redeem anything on-the-spot at over 850 Cosway Stores/Cosway Pharmacies/Country Farm Organic Stores!

Installment
Easy Payment Plan

Enjoy up to 24 months interest-free instalment payment on hundreds of products ranging from home and kitchen appliances to handphones at participating merchants

Free
No Annnual Fee

The AmBank True Visa annual fee is free for life with no strings attached! Additionally, your first 3 supplementary cards have zero annual fee as well!

Features

Rewards

Local rewards
Earn Spent In
3 Cosway Points Per RM 1 Cosway outlets
2 Cosway Points Per RM 1 All overseas retail expenses
1 Cosway Points Per RM 1 All local retail expenses
  • Cosway Points can only be used for on-the-spot redemption at Cosway
  • Use your points to redeem items at Cosway Stores, Cosway Pharmacies, and Country Farm Organic Stores.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. and 4.99% one-time upfront handling fee from RM 1,000
12 Months 0% p.a. and 8.99% one-time upfront handling fee from RM 5,000
24 Months 0% p.a. and 8.99% one-time upfront handling fee from RM 5,000

Am Bank Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
3 Months 0% p.a. with no one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000

Am Bank Am Flexi Pay

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 3% p.a. and no one-time upfront handling fee From RM 500
12 Months 4% p.a. and no one-time upfront handling fee From RM 2,000
18 Months 5% p.a. and no one-time upfront handling fee From RM 4,000
24 Months 6% p.a. and no one-time upfront handling fee From RM 5,000

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free for the first 3 cardholders*
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*annual fee for the 4th supplementary card onwards is RM 188.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 48,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone