Sign Up Now Alliance Bank Chinese Independent School (CIS) Card Apply
Alliance Bank Chinese Independent School (CIS) Card

Alliance Bank Chinese Independent School (CIS) Card

Dapatkan mata ganjaran Timeless Bonus Points untuk semua pembelian runcit anda. Anda boleh mendermakan 50% ataupun 100% daripada mata ganjaran anda kepada mana-mana Sekolah Tinggi Persendirian Cina pilihan anda.

Interest Rate

15.0% p.a.

Balance Transfer

6.0% p.a.

Cashback

N/A

Annual Fee

Free*

Charity
Donate Reward Points to Chinese Independent Schools

You can choose to contribute 50% or 100% of the Timeless Bonus Points you earn to any Chinese Independent School of your choice!

Fees
Annual Fee Waiver

First 3 years annual fee waived, thereafter waived with a minimum spend of RM 5,000 or if you swipe 12 times within a 12 month period.

Features

Rewards

Local rewards
Earn Spent
1 Timeless Bonus Point on every RM1 on all local and overseas expenses
  • Your Timeless Bonus Points will never expire.
  • Petrol and government transactions do not earn bonus points.
  • Use your bonus points to earn great gifts and rewards!

Alliance Bank Flexible Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 months 2.5% one-time upfront handling fee from RM500
12 months 5.5% one-time upfront handling fee from RM500
18 months 7% one-time upfront handling fee from RM1000
24 months 8% one-time upfront handling fee from RM1000
  • Flexible Payment Plan (FPP) allows you to convert any retail purchases made with your Alliance Bank Credit Card at any merchant into manageable fixed installment amounts.

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 months 6.99% p.a. and no one-time upfront handling fee from RM1000
18 months 6% p.a. and no one-time upfront handling fee from RM1000
24 months 7.99% p.a. and no one-time upfront handling fee from RM1000

Fees and Charges

Annual fee
  • RM156.88. Waived when you swipe 12 times a year.
  • Waived when you spend RM5,000 a year.
Annual Fee for Supplementary Card RM31.80
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

Bermula di sini. Sila isikan butiran anda

Semua ruangan perlu diisikan*