OCBC Great Eastern Platinum MasterCard

Apply for OCBC Great Eastern Platinum MasterCard by OCBC Bank

Get insurance coverage of RM 100,000 on death or total and permanent disability!

OCBC Great Eastern Platinum MasterCard
Apply

Product Highlights

Helthcare
Complimentary Insurance Coverage

For principal cardmembers, you can get complimentary RM 100,000 insurance coverage on death or total and permanent disability on the first year!

Free
20 Days Interest-Free Period

All retail purchases will get a 20-day interest-free period from the billing date onwards!

Card protection
0% Auto-IPP

Enjoy 12 months’ Auto-IPP for Great Eastern (Life & General) insurance premium of RM2,200 and above via Auto Debit!

Features

Rewards

Rewards
Earn Spent In
RM 100,000 Insurance Coverage All retail spending  above RM 10,000

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 1.88% p.a. with no one-time upfront handling fee From RM 3,000
12 Months 3.88% p.a. with no one-time upfront handling fee From RM 3,000

Easy Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
5 Months 0% p.a. with 2% one-time upfront handling fee From RM 1,000
10 Months 0% p.a. with 4% one-time upfront handling fee From RM 1,000
20 Months 0% p.a. with 5% one-time upfront handling fee From RM 1,000

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

 

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Must be a Great Eastern policyholder