OCBC Great Eastern Platinum MasterCard
Live Great with this amazing cash back card. Earn up to 1% cash back with zero cap and 0% interest instalment plan on insurance premium payments
Interest Rate
From 18.0% p.a.
Balance Transfer
2.0% p.a.
Cashback
up to 1.0%
Annual Fee
Free
Uncapped 1% Cash Back
Enjoy 1% unlimited cashback on online transaction and overseas transaction as well as 0.1% unlimited cashback on all other retail spending, regardless of total spending amount
Insurance Premium Instalment Plan
Enjoy 12 months’ Auto-Instalment Payment Plan for Great Eastern / Overseas Assurance Corporation insurance premium of RM2,200 and above via Auto Debit. Just charge it to your Great Eastern MasterCard and it will be split into instalments automatically. No hassles!
Easy Bill Payments
Pay your bills easily via Maybank2u, by cash or cheque at over 400 Maybank branches, Cash/Cheque Deposit Machines or by standing instruction
20 Day Interest-Free Period
Enjoy a 20-day interest-free period from the billing date on all retail purchases. You can pay with an interest-free instalment plan at participating merchants
Features
Cash Back
| Cash Back Category | Cash back Rate | Monthly Cap | Spend |
|---|---|---|---|
| Retail Spending | 1% | uncapped | from RM1 up to RM1000 monthly |
| Retail Spending | 0.5% | uncapped | all subsequent spending |
| Auto-IPP Great Eastern Insurance Premium | 0.1% | uncapped | Great Eastern Insurance Premium |
Balance Transfer
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 months | 2% p.a. and no one-time upfront handling fee | from RM1000 |
| 12 months | 4% p.a. and no one-time upfront handling fee | from RM1000 |
- Minimum transfer amount of RM1,000.
Easy Payment Plan
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 5 months | 2.12% one-time upfront handling fee | from RM1000 |
| 10 months | 4.24% one-time upfront handling fee | from RM1000 |
| 20 months | 5.3% one-time upfront handling fee | from RM1000 |
- Buy the things you've always wanted with payment terms of up to 20 months and low interest rates
- All you have to do is pay a one time upfront fee. No penalties, no early settlement charges, no worries!
Fees and Charges
| Annual fee | Free for life |
|---|---|
| Annual Fee for Supplementary Card | Free for life |
| Mininum monthly payment | RM50 or 5% of outstanding amount |
| Late payment fee | RM10 or 1% of outstanding amount, up to maximum of RM100 |
| Cash withdrawal fee | RM21.20 or 5.30% of withdrawn amount, whichever is higher |
| Interest rate on cash withdrawals | 18% |
Interest Rate
| 15% Interest Rate Per Annum | Tier 1: Cardholders with prompt payments for 12 consecutive months |
|---|---|
| 17% Interest Rate Per Annum | Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months. |
| 18% Interest Rate Per Annum | Tier 3: Cardholders who do not fall under the above categories. |
Requirements
| Minimum Annual Income | RM 24,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
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