Apply for OCBC Great Eastern Platinum MasterCard by OCBC

Product Highlights

Uncapped 1% Cash Back

Enjoy 1% unlimited cashback on online transaction and overseas transaction as well as 0.1% unlimited cashback on all other retail spending, regardless of total spending amount

Insurance Premium Instalment Plan

Enjoy 12 months’ Auto-Instalment Payment Plan for Great Eastern / Overseas Assurance Corporation insurance premium of RM2,200 and above via Auto Debit. Just charge it to your Great Eastern MasterCard and it will be split into instalments automatically. No hassles!

Easy Bill Payments

Pay your bills easily via Maybank2u, by cash or cheque at over 400 Maybank branches, Cash/Cheque Deposit Machines or by standing instruction

20 Day Interest-Free Period

Enjoy a 20-day interest-free period from the billing date on all retail purchases. You can pay with an interest-free instalment plan at participating merchants

Features

Cash Back

Cash Back Category	Cash back Rate	Monthly Cap	Spend
Retail Spending	1%	uncapped	from RM1 up to RM1000 monthly
Retail Spending	0.5%	uncapped	all subsequent spending
Auto-IPP Great Eastern Insurance Premium	0.1%	uncapped	Great Eastern Insurance Premium

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 months	2% p.a. and no one-time upfront handling fee	from RM1000
12 months	4% p.a. and no one-time upfront handling fee	from RM1000

Minimum transfer amount of RM1,000.

Easy Payment Plan

Pay Over	With Interest Rate At	When You Spend
5 months	2.12% one-time upfront handling fee	from RM1000
10 months	4.24% one-time upfront handling fee	from RM1000
20 months	5.3% one-time upfront handling fee	from RM1000

Buy the things you've always wanted with payment terms of up to 20 months and low interest rates
All you have to do is pay a one time upfront fee. No penalties, no early settlement charges, no worries!

Fees and Charges

Annual fee	Free for life
Annual Fee for Supplementary Card	Free for life
Mininum monthly payment	RM50 or 5% of outstanding amount
Late payment fee	RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee	RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals	18%

*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum	Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum	Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum	Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old