Apply for OCBC Great Eastern Platinum MasterCard by OCBC Bank

For principal cardmembers, you can get complimentary RM 100,000 insurance coverage on death or total and permanent disability on the first year!

All retail purchases will get a 20-day interest-free period from the billing date onwards!

Enjoy 12 months’ Auto-IPP for Great Eastern (Life & General) insurance premium of RM2,200 and above via Auto Debit!

Earn	Spent In
RM 100,000 Insurance Coverage	All retail spending above RM 10,000

Pay Over	With Interest Rate At	When You Transfer
6 Months	1.88% p.a. with no one-time upfront handling fee	From RM 3,000
12 Months	3.88% p.a. with no one-time upfront handling fee	From RM 3,000

Pay Over	With Interest Rate At	When You Spend
5 Months	0% p.a. with 2% one-time upfront handling fee	From RM 1,000
10 Months	0% p.a. with 4% one-time upfront handling fee	From RM 1,000
20 Months	0% p.a. with 5% one-time upfront handling fee	From RM 1,000

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Must be a Great Eastern policyholder

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