Compare Housing Loans in Malaysia

RM
%
Years

Showing home loan packages for loan amount of RM 450,000 over 30 years

HomeSmart-i

HomeSmart-i

RM 2,240.15
4.35%
35 Years
More About This Product


  1. 1. 3 years lock in period.

  2. 2. 2% penalty on loan size*remaining month/ 36 mth.

  3. 3. Flexi account set up fees waived, commitment fees RM10 every month.

HomeSmart

HomeSmart

RM 2,240.15
4.35%
35 Years
More About This Product


  1. 3 years lock in period.

  2. 2% penalty on loan size*remaining month/ 36 mth.

  3. Flexi account set up fees waived, commitment fees RM10 every month.

Get RM4,500 Guaranteed Cash with HSBC Advance


  1. Refinance your Home Loan with HSBC HomeSmart to receive up to RM4,500 guaranteed cash.

  2. Click here to sign up.

  3. Promotion period: 4 August 2016 - 31 January 2017.

Maxi Home-i

Maxi Home-i

RM 2,253.42
4.4%
35 Years
More About This Product


  1. No lock in period.

  2. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  3. If without MRTA, the rate will be 0.05% lower.

Maxi Home

Maxi Home

RM 2,253.42
4.4%
35 Years
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. With MRTA, the rate will be 0.05% lower.

Maxi Home Flexi

Maxi Home Flexi

RM 2,253.42
4.4%
35 Years
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. With MRTA, the rate will be 0.05% lower.

Mortgage KLIBOR Non-ZEC

Mortgage KLIBOR Non-ZEC

RM 2,261.41
4.43%
30 Years
More About This Product


  1. 3 years lock in period.

  2. 3% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. Standard shop lot. Retail/factory not applicable.

Ideal Mortgage

Ideal Mortgage

RM 2,266.73
4.45%
35 Years
More About This Product


  1. 3 years lock in period.

  2. 1% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM10 for each transaction).

Citibank Housing Loan

Citibank Housing Loan

RM 2,266.73
4.45%
30 Years
More About This Product


  1. Lock in: 3 years.

  2. MRTA / MLTA is not compulsory.

  3. Preferential Rate is available if:

    • • you apply for Home Loan together with a Citibank credit card and/or a banking product


    • • you are a Citigold customer



RHB Home Loan

RHB Home Loan

RM 2,266.73
4.45%
35 Years
More About This Product


  1. With MRTA, Base Rate+0.45%.

  2. 3 years lock in period.

  3. 3% penalty.

RHB Home Loan-i

RHB Home Loan-i

RM 2,266.73
4.45%
35 Years
More About This Product


  1. With MRTA, Base Rate+0.45%.

  2. 3 years lock in period.

  3. 3% penalty.

Conventional Flexi Loan

Conventional Flexi Loan

RM 2,272.07
4.47%
35 Years
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. If bundled with MRTA/Renovation Loan/Credit Card/FD, interest rate will be lower.

  4. Foreigner (working in M'sia) max MoF 75%.

Islamic Term Loan

Islamic Term Loan

RM 2,272.07
4.47%
35 Years
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Minimum withdrawal of RM3000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. If bundled with MRTA/Renovation Loan/Credit Card/FD, the interest rate will be lower.

  5. Foreigner (working in M'sia) max MoF 75%.

i-Wish Flexi

i-Wish Flexi

RM 2,272.07
4.47%
35 Years
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. If bundled with MRTA/Renovation Loan/Credit Card/FD), interest rate will be lower.

  4. Foreigner (working in M'sia) max MoF 75%.

Hong Leong Housing Loan

Hong Leong Housing Loan

RM 2,277.41
4.49%
30 Years
More About This Product


  1. 3 years lock in period.

  2. 3% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction, 7 days advance notice).

  4. Priority banking customers: BR+0.61

Hong Leong Mortgage Plus

Hong Leong Mortgage Plus

RM 2,277.41
4.49%
30 Years
More About This Product


  1. 3 years lock in period.

  2. 3% penalty.

  3. Additional 0.5% is subject to approval.

  4. Priority Banking customers: BR+0.61

CM Flexi Property Financing-i

CM Flexi Property Financing-i

RM 2,277.41
4.49%
35 Years
More About This Product


  1. Priority Banking Customers: BR+0.61%.

  2. No lock in period.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

Citibank FlexiHome Loan

Citibank FlexiHome Loan

RM 2,280.08
4.5%
30 Years
More About This Product


  1. Lock in: 3 years.

  2. No minimum withdrawal.

  3. No withdrawal fee.

  4. MRTA / MLTA is not compulsory.

  5. Preferential Rate is available if:

    • • you apply for Home Loan together with a Citibank credit card and/or a banking product


    • • you are a Citigold customer



  6. No monthly maintenance fee.

Conventional Term Loan

Conventional Term Loan

RM 2,282.76
4.51%
35 Years
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. Local up to 90% MoF, Foreigner up to 80% MoF.

  5. Local Max age up to 70, Foreigner max age up to 65.

Conventional Flexi Mortgage

Conventional Flexi Mortgage

RM 2,282.76
4.51%
35 Years
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Local up to 90% MoF, Foreigner up to 80% MoF.

  4. Local Max age up to 70, Foreigner max age up to 65.

Mortgage One

Mortgage One

RM 2,285.43
4.52%
35 Years
More About This Product


  1. No Lock-In period.

  2. No penalty.

  3. For completed or BUC property.

  4. There is a one-time setup fee of RM200 and a monthly maintenance fee of RM10 for each account.

My Home-i

My Home-i

RM 2,285.43
4.52%
35 Years
More About This Product


  1. No Lock-In period.

  2. No penalty.

  3. No withdrawals allowed.

  4. For extra repayment to principal, minimum amount must be RM5000 and above.

  5. For completed or BUC property.

Conventional Term Loan

Conventional Term Loan

RM 2,285.43
4.52%
35 Years
More About This Product


  1. No Lock-In period.

  2. No penalty.

  3. No withdrawals allowed.

  4. For extra repayment to principal, minimum amount must be RM1000 and above.

  5. For completed or BUC property.

MOA

MOA

RM 2,285.43
4.52%
35 Years
More About This Product


  1. No lock in period.

  2. No penalty.

Conventional Term Loan

Conventional Term Loan

RM 2,293.47
4.55%
35 Years
More About This Product


  1. 3 years Lock-In period.

  2. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  3. Without MRTA, CC and FD, the rate wil be higher.

  4. CIMB preferred member gets -0.05%.

  5. Early Termination Penalty 0.5% - 1.5% of outstanding loan balance.

Conventional Flexi Loan

Conventional Flexi Loan

RM 2,293.47
4.55%
35 Years
More About This Product


  1. 3 years Lock-In period.

  2. Without MRTA, CC and FD, the rate wil be higher.

  3. CIMB preferred member gets -0.05%.

  4. Early Termination Penalty 0.5% - 1.5% of outstanding loan balance.

Islamic Term Loan

Islamic Term Loan

RM 2,293.47
4.55%
35 Years
More About This Product


  1. No Lock-In period.

  2. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  3. 100% waiver of Loan Stamp Duty for Refinancing.

  4. Without MRTA, CC and FD, the rate wil be higher.

  5. CIMB preferred member gets -0.05%.

Islamic Flexi Loan

Islamic Flexi Loan

RM 2,293.47
4.55%
35 Years
More About This Product


  1. No Lock-In period.

  2. 100% waiver of Loan Stamp Duty for refinancing.

  3. Without MRTA, CC and FD, the rate wil be higher.

  4. CIMB preferred member gets -0.05%.

My HomeOne-i

My HomeOne-i

RM 2,312.28
4.62%
35 Years
More About This Product


  1. No Lock-In period.

  2. No penalty.

  3. For extra repayment to principal, minimum amount must be RM5000 and above.

  4. For completed or BUC property.

Mortgage KLIBOR w/ZEC

Mortgage KLIBOR w/ZEC

RM 2,328.46
4.68%
30 Years
More About This Product


  1. 5 years lock in period.

  2. 3% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. Must use the panel lawyer from HLB.

  5. Standard shop lot. Retail/factory not applicable.

  6. Max capping for ZEC is up to RM30k.

Conventional Term Loan

Conventional Term Loan

RM 2,352.84
4.77%
35 Years
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Minimum withdrawal of RM3000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. If bundled with MRTA/Renovation Loan/Credit Card/FD, the interest rate will be lower.

  5. Foreigner (working in M'sia) max MoF 75%.

MBSB Ultimate

MBSB Ultimate

RM 2,374.61
4.85%
35 Years
More About This Product


  1. No lock in period.

  2. No penalty.

  3. with MRTA/MRTT, margin of finance 90+5% (for first time buyer only).

  4. ZEC (Legal fees absorb).

OCBC Home Loan

OCBC Home Loan

RM 2,377.34
4.86%
35 Years
More About This Product


  1. Year 1-3: Base Rate+0.73%; Year 3 and above: Base Rate+1.03%.

  2. With MRTA: Year 1-3: Base Rate+0.63%; Year 3 and above: Base Rate+0.88%.

  3. 3 years lock in period.

  4. 3% penalty.

  5. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM10 for each transaction).

Manarat Home-I

Manarat Home-I

RM 2,377.34
4.86%
35 Years
More About This Product


  1. Year 1-3: Base Rate+0.73%; Year 3 and above: Base Rate+1.03%.

  2. With MRTA: Year 1-3: Base Rate+0.63%; Year 3 and above: Base Rate+0.88%.

  3. 3 years lock in period.

  4. 3% penalty.

  5. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM10 for each transaction).

  6. 20% discount for stamp duty.

Fixed Rate Loan with Zero Moving Cost

Fixed Rate Loan with Zero Moving Cost

RM 2,412.95
4.99%
35 Years
More About This Product


  1. No Lock in period (But not limited to refinance for 5 years).

  2. 4% penalty.

  3. Zero Moving Cost.

  4. MRTA/ MLTA is compulsory.

Fixed Rate Loan (Non Zero Moving Cost)

Fixed Rate Loan (Non Zero Moving Cost)

RM 2,457.12
5.15%
35 Years
More About This Product


  1. No Lock in Period (But not limited to refinance for 5 years Lock In).

  2. 4% penalty.

  3. Zero Moving Cost.

  4. MRTA/ MLTA is compulsory.

  5. 4.39% p.a. fixed for 2 years, 5.15% p.a. thereafter.

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Showing 10 of 35 Packages