Compare Housing Loans in Malaysia

Get interest rates from as low as 4.15% on your housing loan! Do a quick calculation on your monthly repayments using our online housing loan calculator and save more! Compare the cheapest home loans from over 15 banks in Malaysia. Apply online

All Home Loans


HomeSmart-i
RM 2,306.90
4.6%
35 Years
90%
3 Years
Yes
More About This Product


  1. 1. 3 years lock in period.

  2. 2. 2% penalty on loan size*remaining month/ 36 mth.

  3. 3. Flexi account set up fees waived, commitment fees RM10 every month.


RHB Home Loan-i
RM 2,333.87
4.7%
35 Years
90%
3 Years
No
More About This Product


  1. With MRTA, Base Rate+0.35%

  2. 3 years lock in period.

  3. 3% penalty.


My Home-i
RM 2,352.84
4.77%
35 Years
90%
0 Years
No
More About This Product


  1. No Lock-In period.

  2. No penalty.

  3. No withdrawals allowed.

  4. For extra repayment to principal, minimum amount must be RM5000 and above.

  5. For completed or BUC property.


Ideal Mortgage
RM 2,266.73
4.45%
35 Years
90%
3 Years
No
More About This Product


  1. 3 years lock in period.

  2. 1% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM10 for each transaction).


HomeSmart
RM 2,306.90
4.6%
35 Years
90%
3 Years
Yes
More About This Product


  1. 3 years lock in period.

  2. 2% penalty on loan size*remaining month/ 36 mth.

  3. Flexi account set up fees waived, commitment fees RM10 every month.

Get RM4,500 Guaranteed Cash with HSBC Advance


  1. Refinance your Home Loan with HSBC HomeSmart to receive up to RM4,500 guaranteed cash.

  2. Click here to sign up.

  3. Promotion period: 4 August 2016 - 31 January 2017.


Maxi Home
RM 2,320.37
4.65%
35 Years
90%
3 Years
No
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. With MRTA, the rate will be 0.05% lower.


Maxi Home-i
RM 2,320.37
4.65%
35 Years
90%
0 Years
No
More About This Product


  1. No lock in period.

  2. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  3. With MRTA, the rate will be 0.05% lower.


Maxi Home Flexi
RM 2,320.37
4.65%
35 Years
90%
3 Years
Yes
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. With MRTA, the rate will be 0.05% lower.


Citibank Housing Loan
RM 2,333.87
4.7%
30 Years
90%
3 Years
No
More About This Product


  1. Lock in: 3 years.

  2. MRTA / MLTA is not compulsory.

  3. Preferential Rate is available if:

    • • you apply for Home Loan together with a Citibank credit card and/or a banking product


    • • you are a Citigold customer




RHB Home Loan
RM 2,333.87
4.7%
35 Years
90%
3 Years
No
More About This Product


  1. With MRTA, Base Rate+0.45%.

  2. 3 years lock in period.

  3. 3% penalty.


Conventional Flexi Loan
RM 2,339.28
4.72%
35 Years
90%
3 Years
Yes
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. If bundled with MRTA/Renovation Loan/Credit Card/FD, interest rate will be lower.

  4. Foreigner (working in M'sia) max MoF 75%.


Islamic Term Loan
RM 2,339.28
4.72%
35 Years
90%
3 Years
No
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Minimum withdrawal of RM3000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. If bundled with MRTA/Renovation Loan/Credit Card/FD, the interest rate will be lower.

  5. Foreigner (working in M'sia) max MoF 75%.


i-Wish Flexi
RM 2,339.28
4.72%
35 Years
90%
3 Years
Yes
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. If bundled with MRTA/Renovation Loan/Credit Card/FD), interest rate will be lower.

  4. Foreigner (working in M'sia) max MoF 75%.


Hong Leong Mortgage Plus
RM 2,344.70
4.74%
30 Years
90%
3 Years
Yes
More About This Product


  1. 3 years lock in period.

  2. 3% penalty.

  3. Additional 0.5% is subject to approval.

  4. Priority Banking customers: BR+0.61


CM Flexi Property Financing-i
RM 2,347.41
4.75%
35 Years
90%
0 Years
No
More About This Product


  1. No lock in period.

  2. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).


Citibank FlexiHome Loan
RM 2,347.41
4.75%
30 Years
90%
3 Years
Yes
More About This Product


  1. Lock in: 3 years.

  2. No minimum withdrawal.

  3. No withdrawal fee.

  4. MRTA / MLTA is not compulsory.

  5. Preferential Rate is available if:

    • • you apply for Home Loan together with a Citibank credit card and/or a banking product


    • • you are a Citigold customer



  6. No monthly maintenance fee.


Conventional Term Loan
RM 2,350.13
4.76%
35 Years
90%
3 Years
No
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. Local up to 90% MoF, Foreigner up to 80% MoF.

  5. Local Max age up to 70, Foreigner max age up to 65.


Conventional Flexi Mortgage
RM 2,350.13
4.76%
35 Years
90%
3 Years
Yes
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Local up to 90% MoF, Foreigner up to 80% MoF.

  4. Local Max age up to 70, Foreigner max age up to 65.


Mortgage One
RM 2,352.84
4.77%
35 Years
90%
0 Years
Yes
More About This Product


  1. No Lock-In period.

  2. No penalty.

  3. For completed or BUC property.

  4. There is a one-time setup fee of RM200 and a monthly maintenance fee of RM10 for each account.


Conventional Term Loan
RM 2,352.84
4.77%
35 Years
90%
0 Years
No
More About This Product


  1. No Lock-In period.

  2. No penalty.

  3. No withdrawals allowed.

  4. For extra repayment to principal, minimum amount must be RM1000 and above.

  5. For completed or BUC property.


MOA
RM 2,352.84
4.77%
35 Years
90%
0 Years
Yes
More About This Product


  1. No lock in period.

  2. No penalty.


Conventional Term Loan
RM 2,360.99
4.8%
35 Years
90%
3 Years
No
More About This Product


  1. 3 years Lock-In period.

  2. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  3. Without MRTA, CC and FD, the rate will be higher.

  4. CIMB preferred member gets -0.05%.

  5. Early Termination Penalty 0.5% - 1.5% of outstanding loan balance.


Conventional Flexi Loan
RM 2,360.99
4.8%
35 Years
90%
3 Years
Yes
More About This Product


  1. 3 years Lock-In period.

  2. Without MRTA, CC and FD, the rate will be higher.

  3. CIMB preferred member gets -0.05%.

  4. Early Termination Penalty 0.5% - 1.5% of outstanding loan balance.


Islamic Term Loan
RM 2,360.99
4.8%
35 Years
90%
0 Years
No
More About This Product


  1. No Lock-In period.

  2. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  3. 100% waiver of Loan Stamp Duty for refinancing.

  4. Without MRTA, CC and FD, the rate will be higher.

  5. CIMB preferred member gets -0.05%.


Islamic Flexi Loan
RM 2,360.99
4.8%
35 Years
90%
0 Years
Yes
More About This Product


  1. No Lock-In period.

  2. 100% waiver of Loan Stamp Duty for refinancing.

  3. Without MRTA, CC and FD, the rate will be higher.

  4. CIMB preferred member gets -0.05%.


My HomeOne-i
RM 2,380.07
4.87%
35 Years
90%
0 Years
Yes
More About This Product


  1. No Lock-In period.

  2. No penalty.

  3. For extra repayment to principal, minimum amount must be RM5000 and above.

  4. For completed or BUC property.


MBSB Ultimate
RM 2,401.96
4.95%
35 Years
90%
0 Years
No
More About This Product


  1. No lock in period.

  2. No penalty.

  3. with MRTA/MRTT, margin of finance 90+5% (for first time buyer only).

  4. ZEC (Legal fees absorb).


Fixed Rate Loan with Zero Moving Cost
RM 2,412.95
4.99%
35 Years
90%
0 Years
No
More About This Product


  1. No Lock in period (But not limited to refinance for 5 years).

  2. 4% penalty.

  3. Zero Moving Cost.

  4. MRTA/ MLTA is compulsory.


Conventional Term Loan
RM 2,421.20
5.02%
35 Years
90%
3 Years
No
More About This Product


  1. 3 years lock in period.

  2. 2% penalty.

  3. Minimum withdrawal of RM3000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. If bundled with MRTA/Renovation Loan/Credit Card/FD, the interest rate will be lower.

  5. Foreigner (working in M'sia) max MoF 75%.


OCBC Home Loan
RM 2,446.04
5.11%
35 Years
90%
3 Years
No
More About This Product


  1. Year 1-3: Base Rate+0.73%; Year 3 and above: Base Rate+1.03%.

  2. With MRTA: Year 1-3: Base Rate+0.63%; Year 3 and above: Base Rate+0.88%.

  3. 3 years lock in period.

  4. 3% penalty.

  5. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM10 for each transaction).


Manarat Home-I
RM 2,446.04
5.11%
35 Years
90%
3 Years
No
More About This Product


  1. Year 1-3: Base Rate+0.73%; Year 3 and above: Base Rate+1.03%.

  2. With MRTA: Year 1-3: Base Rate+0.63%; Year 3 and above: Base Rate+0.88%.

  3. 3 years lock in period.

  4. 3% penalty.

  5. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM10 for each transaction).

  6. 20% discount for stamp duty.


Fixed Rate Loan (Non Zero Moving Cost)
RM 2,457.12
5.15%
35 Years
90%
0 Years
No
More About This Product


  1. No Lock in Period (But not limited to refinance for 5 years Lock In).

  2. 4% penalty.

  3. Zero Moving Cost.

  4. MRTA/ MLTA is compulsory.

  5. 4.39% p.a. fixed for 2 years, 5.15% p.a. thereafter.

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