Shell-Citi Gold Credit Card

Apply for Shell-Citi Gold Credit Card by Citibank

Combine all your spendings to earn rebates of up to 8% on fuel at any Shell petrol station nationwide with Shell-Citi Gold Credit Card!

Shell-Citi Gold Credit Card
Apply
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*Citi Credit Card Online Cash Back Promotion Terms And Conditions Apply

Product Highlights

Petrol
8% Cash Back on Petrol

Earn up to 8% cash back on all petrol at any Shell station nationwide!

Helthcare
Gold Healthcare

With your Shell Citibank Gold Card, you can enjoy access to exclusive healthcare packages carefully selected to help you look after your well-being and maintain your health.

Free
20 Days Interest-Free Period

Pay zero interest for retail transactions if payment is made within 20 days (only if all retail transactions for the previous month are paid for by the due date).

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Shell Petrol 4% RM 10 RM 300 - RM 999 monthly
Shell Petrol 6% RM 30 RM 1,000 - RM 2,499 monthly
Shell Petrol 8% RM 64 Above RM 2,500 monthly

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 10.57% p.a. with no one-time upfront handling fee From RM 500
12 Months 9.96% p.a. with no one-time upfront handling fee From RM 500
18 Months 9.84% p.a. with no one-time upfront handling fee From RM 500
24 Months 9.85% p.a. with no one-time upfront handling fee From RM 500
30 Months 9.91% p.a. with no one-time upfront handling fee From RM 500
36 Months 9.99% p.a. with no one-time upfront handling fee From RM 500

Fees and Charges

Annual Fee For Primary Card RM 195*
Annual Fee For Supplementary Card RM 100
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived when you use your card 3 times within 60 days.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone