HSBC Visa Platinum Credit Card by HSBC

Shopping is more fun when you can get 8x Reward Points in over 30 malls!

Enjoy great savings at over 6,500 shopping outlets nationwide and receive exclusive deals plus special VIP treatments!

Whenever and wherever you are in the world, you will get a year-long special shopping, dining, leisure and entertainment discounts and benefits!

Earn	Spent In
8x Reward Points Per RM 1	Mid Valley Megamall and The Gardens Mall
5x Reward Points Per RM 1	Other participating malls
1x Reward Points Per RM 1	Other transactions

Pay Over	With Interest Rate At	When You Transfer
6 Months*	1.99% p.a. with no one-time upfront handling fee	From RM 1,000
6 Months	0% p.a. with 3% one-time upfront handling fee	From RM 1,000
6 Months	4.99% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	6.99% p.a. with no one-time upfront handling fee	From RM 1,000

*Only for new HSBC Credit Card applicants

Annual Fee For Primary Card	RM 240
Annual Fee For Supplementary Card	RM 120
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Minimum Annual Income	RM 36,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone

Apply for HSBC Visa Platinum Credit Card by HSBC