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Standard Chartered JustOne Platinum Mastercard®

Apply for Standard Chartered JustOne Platinum Mastercard® by Standard Chartered

For your auto bill payments, online purchases, petrol, and all your daily spends, you can get more than RM 1,000 cash back every year!

Standard Chartered JustOne Platinum Mastercard®
Apply

Product Highlights

Cash back
Up to 15% Cash Back

Earn up to 15% cash back on petrol, online purchases and auto bill payments! Plus, get 0.2% cash back on other transactions!

Entertainment
Cinema Privileges

For any movies via Golden Screen Cinemas website and mobile app, you can enjoy RM 7 per ticket!

Vip
Live The Good Life

Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Petrol, Online Purchases and Auto Bill Payments* 0.2% RM 12 Below RM 1,000 monthly
Petrol, Online Purchases and Auto Bill Payments* 5% RM 12 RM 1,000 - RM 1,499.99 monthly
Petrol, Online Purchases and Auto Bill Payments* 10% RM 28 RM 1,500 - RM 2,499.99 monthly
Petrol, Online Purchases and Auto Bill Payments* 15% RM 85 Above RM 2,500 monthly

*Other categories will have a cashback rate of 0.2%

  • Auto bill payments: Telco, insurance, utilities

Balance Transfer Plus

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 5.99% p.a. with no one-time upfront handling fee From RM 1,000
18 Months 5.99% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 5.99% p.a. with no one-time upfront handling fee From RM 1,000
36 Months 5.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Pay Plus

36 months
Pay Over With Interest Rate At When You Spend
12 Months 7.88% p.a. with no one-time upfront handling fee From RM 500

Fees and Charges

Annual Fee For Primary Card RM 250*
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 25 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived. Subsequent years waived when you spend a minimum of RM 20,000 p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone