With the Standard Chartered Visa Platinum credit card, you can easily multiply your points and rewards from your monthly spending!
To get 5,000 bonus points every month, just spend a minimum of RM 1,500 per month!
Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia!
| Earn | Spent In |
|---|---|
| 5x Rewards Points Per RM 1 | Dining |
| 5x Rewards Points Per RM 1 | Department store |
| 5x Rewards Points Per RM 1 | Overseas |
| 1x Rewards Points Per RM 1 | Others (such as groceries, petrol, pharmacy) |
| Bonus 5,000 Rewards Points | Spend more than RM 1,500 |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 Months | 5.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 18 Months | 5.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 24 Months | 5.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 36 Months | 5.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 12 Months | 7.88% p.a. with no one-time upfront handling fee | From RM 500 |
| Annual Fee For Primary Card | Free |
|---|---|
| Annual Fee For Supplementary Card | Free |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 25 or 5% of the withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% p.a. |
| 15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
| 17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
| 18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Annual Income | RM 24,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | Anyone |
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