Compare The Best Car Insurance in Malaysia & Renew Road Tax Online

Compare and get the best coverage for your car from various insurance provider at an affordable price! Customise your add-on coverages for more protection. Get your car insurance and road tax delivery to your doorstep all in one place!

NOTICE : We would like to inform our valued customer to expect a slight delay in road tax delivery due to JPJ counter closure and restricted operation hour during the MCO period. Do note that any additional charges e.g. insurance extension will be borne by the customer.

Insurance Plans

2021 Insurance Year End Promo AXA & Zurich
2021 Insurance Year End Promo AXA & Zurich

Bodily Injury CoverageUnlimited

Property Loss/DamageUp to RM3 Million or up to RM20 Million with Additional Premium

Nationwide Roadside Assistance24/7 service

Towing ServiceUp to RM 200

3rd Party Injury / DeathUnlimited

Roadside Assistance24/7 service

Towing ServiceUp to 300KM

3rd Party Property Damage / LossUp to RM20 Million

Nationwide Roadside Assistance24/7 service

Towing ServiceUp to RM 200

Bodily Injury CoverageUnlimited

Property Loss/DamageUp to RM20 Million

Bodily Injury CoverageUnlimited

Property Loss/DamageUp to RM3 Million

Nationwide Roadside Assistance24/7 service

Towing ServiceUnlimited

Low-risk DriverGet up to 10% discount

Roadside Assistance24/7 service

Towing ServiceUp to RM 200

Voluntary ExcessDiscount up to 20%

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Frequently Asked Questions (FAQ)

In Malaysia, car insurance is compulsory for every car owner because it covers the liability that you will have to pay to the third party in the event of accidental death, bodily injury or damages to the car. Besides that, it is compulsory to have at least a Third Party plan in Malaysia to be able to renew your annual road tax.
 
There has been an increase in the number of vehicles in Malaysia that is why it is important to have financial coverage when there is a damage to your vehicle or if any injury occurs. Any claims of property damage, physical injury, death, etc. will be made by a third-party will be covered by your car insurance policy. Depending on your preference you can expand your package with additional add-ons such as theft and fire coverage, special perils coverage and more.

  • Car insurance is compulsory for drivers in Malaysia whereas personal accident insurance is not necessarily required.
  • Car insurance provides coverage for any damages to your car, injuries or death of the third party, and damages to third party’s property or car whereas personal accident insurance provides coverage for you if you face any injuries or death.

If you want to insure your vehicle more than the standard policy there are a few add-ons covers available. These are the ones that you can choose from:

  • Any damages to your car’s windscreen
  • Any damages to your car audio and accessories
  • Any damages to your car caused by natural disasters
  • Any damages to your car in the event of a strike, riot or civil commotion
  • Any liability claim from your passengers in the event of a car accident
  • Any compensation for the time your car is being repaired in the workshop
  • Complimentary car usage for as many times as you need, in the event of theft or accident.

However, not every insurance package will allow every one of these add-ons in coverage. If you require any add-on coverage, make sure that you choose an insurance policy that provides the ones that would fit your need.

These are the types of car insurance available in Malaysia:

  • Third Party

Third Party Coverage only is the cheapest and most basic insurance as it provides very minimal coverage in the event of an accident such as injuries, deaths or damages to the car. This insurance coverage will not protect you but instead, it will only protect the third party involved in the accident. You will not be able to claim for any damages made to your car, but you can claim for any compensation needed to be made to the third party.

  • Third Party, Fire and Theft

Like the Third Party Coverage, it covers any claims made against you by a third party in the event of an accident which cause bodily injuries, death, property loss or damage caused by your vehicle. Besides that, this insurance policy provides extra coverage on any damages made from a fire or theft of your vehicle.

  • Comprehensive Car Insurance

A Comprehensive Car Insurance has a wider protection coverage compared to the other packages. It has all the coverage in the Third Party, Fire and Theft Coverage but instead of covering only the third party, this insurance covers your vehicle too. You will be protected for any damages or loss caused to your vehicle which covers more than just fire and theft. However, not every car is applicable to this insurance as it depends on the car age.

Bear in mind that all the packages available does not provide protection for any injury or death that has occured to you (the driver or passenger of the policyholder).