Share your reward points to any Chinese Independent School and promise your Timeless Bonus Points for the things that matter.
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The Universiti Utara Malaysia Platinum MasterCard is a Shariah compliant card based on Ujrah. Enjoy fantastic savings, amazing rewards and exclusive privileges, all with no annual fee for life!
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Cardholders can pay zakat (tithe) via standing instructions, auto-debit, internet and EDC terminals at Pusat Zakat counters.
Rewards credit cards are cards that gives part of your spending back to you in the form of reward points.
When you use your rewards credit card to make purchases, you will get reward points in proportion to the amount you have spent. For example, if the bank offers a credit card that gives 5 reward points for every RM1 spent, then you will get 50 rewards points if you spend RM10. The higher the amount you spend, the higher the rewards points you accumulate.
You can check your accumulated rewards points by logging in to your account through online/mobile banking. You could also give your bank a call or visit the bank to find out more information.
You can either call the bank for a redemption or fill out a redemption form then fax or mail it to your respective bank. Alternatively, you can also apply online.
Most banks will deduct points in order to facilitate the process of redeeming your rewards points.
When you return a product you have purchased, the rewards points associated with that product will be lost as well. Credit card issuers have policies where in the event of a refund, they will have to deduct your previously earned rewards.
It’s as simple as filling up an application form and submitting the relevant personal documents. On Loanstreet, just press apply and fill in your details. You will receive a phone call from us within 1 working day in order to check your eligibility, after which we will submit your application to the banks. You will then deal with the banks directly until your application is approved and your credit card is received.
Every card issuer has a different processing time to approve your application. However, it usually takes 7-10 days to receive your card, either by mail or collection at the bank. To make the processing time faster and more efficient, be sure to submit all the relevant documents with the correct details required by the card issuer.
You must contact your respective bank immediately and request to block your card. If you do not report it as soon as possible, you may be liable for the charges made to your card. The hotline services are available 24 hours for this issue. Besides that, you should also report to the police to protect yourself from any unauthorised usage.