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With a Citi Cash Back Card, you earn more cash back from categories and merchants that you love! The more you spend, the more rebates you earn on your Citi Cash Back Card!
Start marking the most of your purchases by enjoying up to 8% cash back on petrol, groceries and other spend with HSBS Amanah MPower Platinum Credit Card-i!
Get exclusive rewards and privileges plus cash back on all your overseas spending!
Combine all your spendings to earn rebates of up to 8% on fuel at any Shell petrol station nationwide with Shell-Citi Gold Credit Card!
Enjoy up to 10% cash back on all your purchases with no minimum spend with Citi Cash Back Platinum Card!
Citi Business Platinum Card is a great choice for balancing your business and lifestyle needs. Earn unlimited 1.2% cash back on overseas spending and 0.5% on local spending, including complimentary...
When you're on time, you deserve the credit. Citi Simplicity+ Card gives 10% interest back every month for on-time payments. Plus, there is no late payment charge, no over limit fee and no annual fee!
Are you a fan of the Barcelona football team? Then this is the card for you where you can enjoy up to 10% discounts on their merchandise!
A Shariah-based card that rewards you with Cash Back when you spend at PETRONAS Stations!
Get up to 8% Cash Back on your daily purchases including Petrol, Groceries and Cinema tickets!
Bringing everything back to basics. The UOB Basic Classic Card is a zero-commitment card when spent at least once a month!
Are you a member of the KL Japanese Society? Then this is the card for you where you can earn cash back and rewards!
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A cashback credit card is where a percentage of the amount you spend will be given back to you when you purchase goods and services. Basically, it is a way to save and spend money simultaneously.
The cashback percentage rate differs for every cashback credit card which is determined by the bank. The amount you earn back from your purchases made by the card depends on this percentage rate. For instance, your credit card offers a 10% cashback and you spend RM100 monthly, you would receive a cashback of RM10 and have a total expense of RM90.
Yes, cashback cards have different limitations and requirements depending on the issuing bank such as:
Be sure to carefully read the terms and conditions regarding the cashback credit card you are interested in before signing up for one.
You can check the amount of cashback you have obtained through your monthly statements either by mail, email or online/mobile banking. Alternatively, you can call or visit the bank to get the information you need.
There are several ways to redeem your cashback depending on your bank:
It is best to read the fine print of the available ways your bank offers for you to claim your cashback.
There is no benefit if you return a product as the cashback you were initially supposed to receive will be lost as well. Credit card issuers have policies where in the event of a refund, they will have to deduct the cashback previously earned.
It’s as simple as filling up an application form and submitting the relevant personal documents. On Loanstreet, just press apply and fill in your details. You will receive a phone call from us within 1 working day in order to check your eligibility, after which we will submit your application to the banks. You will then deal with the banks directly until your application is approved and your credit card is received.
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Self-Employed
However, do check with your respective bank on what documents you will need, as some banks will require extra documents.
Every card issuer has a different processing time to approve your application. However, it usually takes 7-10 days to receive your card, either by mail or collection at the bank. To make the processing time faster and more efficient, be sure to submit all the relevant documents with the correct details required by the card issuer.
You must contact your respective bank immediately and request to block your card. If you do not report it as soon as possible, you may be liable for the charges made to your card. The hotline services are available 24 hours for this issue. Besides that, you should also report to the police to protect yourself from any unauthorised usage.