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Be a part of the cashback promotions offered by banks. Spend less than RM500 monthly and get up to 20% cashback from shopping at over 30 malls in Malaysia. Get cash backs on your weekly grocery bills from Tesco and Giant! Pay your telco bills using your card and get additional discounts from Digi and Maxis!
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Get the benefits of two cards in one sign up and one statement!
Get the benefits of two cards in one sign up and one statement!
Get up to 5% cash back and 1X SOGO reward points whenever you shop in SOGO-KL!
Unlimited retail cash back, golfing privileges, and travel insurance. If your world is business and your business is around the world, then the RHB Platinum Business card is definitely for you!
This awesome money-for-value card will give you as much as 5% cash back on groceries, online shopping, petrol, and utility bills!
Enjoy up to 6% cash back whenever you travel, fill petrol and dine!
With the AEON BiG Visa Gold Card, you can save more by earning more cash back all year long!
Enjoy great rebates and rewards when you shop at any AEON BiG Stores or any other transactions!
This card rewards you with exclusive birthday rewards, exclusive invites and promotions, exclusive sign-up or renewal rewards and many more!
Get the 3% cashback on every spending with your unique personalized Alliance Bank You:nique credit card now!
0.3% cashback when you spending at Allianz general insurance. Get this exclusive customized credit card for employees and agent of Allianz General Insurance Company (AGIC)!
TRUEly an impressive credit card, enjoy a low interest rate of 7.99% p.a. for the first year, and 3% off online transactions too!
BSN-AIAFAM Visa Platinum Business Credit Card is designed to reward you with financial flexibility, superior savings and exclusive privileges.
Earn cash rebate and extra Tesco Clubcard points at the same time! Get the most out of life for your family with the CIMB Tesco MasterCard credit card!
Get cash rebates whenever you spend online. Plus, you'll also enjoy additional cash rebates on retail spending, standing instructions on mobile and utility payments and monthly interest paid.
A shariah-compliant business card that is perfect for all your business needs!
Enjoy 10% cash back on your chosen spend categories all year round with Hong Leong Wise Gold Visa Card.
With your Hong Leong Essential Visa Card, you will always get something back. Whenever you use it for shopping, dining, travelling or anything else, you'll enjoy up to 1% unlimited cash back on you...
Love to shop at The Store and Pacific department stores? Enjoy up to 6% cash back when you spend at The Store and Pacific and 0.5% cash back on other retail transactions.
A great card for people who love to shop at The Store and Pacific department stores. Get up to 6% cash back when you spend at The Store and Pacific and 0.5% cash back on other retail payments
With every transaction you make, you earn real cash in return, which you can access anytime. So the more you charge to your credit card, the more cash in your pocket.
Convert your TreatPoints into cash or redeem great rewards at any time!
This card gives back to the community and allows you to get 5% cash back and 1x TreatsPoints on petrol and groceries!
This card gives back to the community and allows you to get 5% cash back on petrol and groceries!
An ideal companion for online and overseas spending!
A premium card with premium benefits where you can get various travel benefits and earn 1.2% unlimited cash back!
Get rewarded for your retail purchases,dining, entertainment, travelling expenses, insurance, and so much more!
Public Bank's business card is a business card suitable for business expansion and tailored for company to manage business cash flow. It provides the company with maximum control over the company's...
Be double rewarded with 6% cash back and earn VIP points for your purchases. On top of that get automatic free travel insurance coverage of up to RM 500,000 too!
Earn 0.2% unlimited Cash MegaBonus for every Ringgit spent & complimentary RM 500,000 automatic travel insurance!
Earn 0.3% unlimited Cash MegaBonus for every Ringgit spent & complimentary RM 500,000 automatic travel insurance!
Earn 0.1% unlimited Cash MegaBonus for every Ringgit spent!
Augment your shopping with this Gold MasterCard from Public Bank. Earn up to 0.1% unlimited Cash MegaBonus for every Ringgit spent!
A card by invitation only for Mutual Gold and Mutual Gold Elite Members of Public Mutual. Earn 0.2% unlimited Cash MegaBonus for every Ringgit spent & additional 0.3% Mutual Gold Cash Bonus on your...
Enjoy up to 5% Cash Back at any Petron service station and unlimited 0.1% Cash MegaBonus on other retail purchases!
Get 2% cash rebate on your insurance premium and 0.1% Cash MegaBonus for your other purchases.
Earn 0.1% unlimited Hibah Performance Bonus for every Ringgit spent!
Earn 0.1% unlimited Hibah Performance Bonus for every Ringgit spent!
Earn 0.2% unlimited Hibah Performance Bonus for every Ringgit spent & complimentary RM 500,000 automatic travel insurance!
Earn 0.2% unlimited Hibah Performance Bonus for every Ringgit spent & complimentary RM 500,000 automatic travel insurance!
Save more than RM950 a year with UOB One Card and up to 8% cash back on retail spending and start saving today!
This card can save you up to RM1,000 a year! Isn't that amazing? Earn up to 5% cash back on retail spending and start saving today!
A card that is made especially for women. Get 10% cashback on groceries, 3X UniRM Reward Points that can be exchanged for amazing gifts, and SMART$ Rebates too!
No other card understands women as well as the UOB Lady's card. Enjoy 10% cashback on groceries, 3X UniRM Reward Points, and SMART$ Rebates too!
Enjoy 5% cash back on online purchases and indulge in UOB's SMART$ Rebate Programme. On top of that, your annual fee is waived if you swipe your card 12 times a year, only once every month!
Are you a fan of the Barcelona football team? Then this is the card for you where you can enjoy up to 10% discounts on their merchandise!
A Shariah-based card that rewards you with Cash Back when you spend at PETRONAS Stations!
Earn extra TreatsPoints when you spend at Petronas Service Stations with this Islamic Card from Maybank!
Enjoy unlimited Cash Back, no minimum spend and no rebate cap!
Split your payments into several months by spending more than RM 500 with your OCBC Cashflo MasterCard!
Get cash back on all your overseas and local shopping purchases no annual fees charged!
Get great cash rebates and complimentary airport lounge access with the CIMB Visa Infinite!
Enjoy 5% cash back and earn up to 2x VIP Points with no annual fee!
Enjoy 5% cash back and earn up to 2x VIP Points with no annual fee!
Enjoy up to 7% cash rebate at PETRONAS every day with the CIMB Petronas MasterCard!
Up to 8% cashback on your everyday Online, Dining and Travel spend!
No other card understands women as well as the UOB Lady's card. Enjoy 10% cashback on groceries, 3X UniRM Reward Points, and SMART$ Rebates too!
A card for motorists packed with auto-related benefits. Enjoy great discounts, rebates on petrol, and value added services with AmBank CARz Platinum MasterCard.
The NEW AEON Gold MasterCard lets you earn AEON Member Rebates and gives you discounts from a wide selection of merchants!
Collect AEON Member Points and redeem amazing gifts using the NEW AEON Classic MasterCard!
With this card, you can enjoy marvellous privileges with merchants and get worldwide travel assistance!
Do you like to shop at AEON? The AEON Gold Visa will offer you great deals and exclusive benefits to enrich your shopping experience!
Love to do your shopping at AEON? Then this is the card for you! Enjoy great deals and exclusive benefits that will enrich your shopping experience at AEON!
An affordable everyday card that you can use to get great rewards, discounts, and payment flexibility!
Get an affordable everyday card that you can use to get great rewards, discounts, and payment flexibility with AEON Classic MasterCard.
Enjoy marvellous privileges with merchants and have international recognition in over 19 million establishments worldwide!
Get up to 5% cash back and up to 4x rewards points when you swipe your AEON Platinum MasterCard!
This card provides you cash back for your motorcycle insurance premium!
Are you a member of the KL Japanese Society? Then this is the card for you where you can earn cash back and rewards!
Enjoy more cash back when you spend locally and overseas be it for shopping, entertainment or your online purchases!
Be rewarded whenever you travel, fill petrol or dine and earn up to 6% cash back!
Get more cash back when you spend your RHB Islamic Smart Value Credit Card-i on groceries, petrol, online shopping and utility bills!
Choose your own categories that suits your needs to get the best out of 10% cash back!
Do you own a car or a motorcycle? If you do, then this may be the card for you. Enjoy great discounts, rebates on petrol, and value added auto-related services
A great card for vehicle-owners. Enjoy great discounts, rebates on petrol, and value added services
A cashback credit card is where a percentage of the amount you spend will be given back to you when you purchase goods and services. Basically, it is a way to save and spend money simultaneously.
The cashback percentage rate differs for every cashback credit card which is determined by the bank. The amount you earn back from your purchases made by the card depends on this percentage rate. For instance, your credit card offers a 10% cashback and you spend RM100 monthly, you would receive a cashback of RM10 and have a total expense of RM90.
Yes, cashback cards have different limitations and requirements depending on the issuing bank such as:
Be sure to carefully read the terms and conditions regarding the cashback credit card you are interested in before signing up for one.
You can check the amount of cashback you have obtained through your monthly statements either by mail, email or online/mobile banking. Alternatively, you can call or visit the bank to get the information you need.
There are several ways to redeem your cashback depending on your bank:
It is best to read the fine print of the available ways your bank offers for you to claim your cashback.
There is no benefit if you return a product as the cashback you were initially supposed to receive will be lost as well. Credit card issuers have policies where in the event of a refund, they will have to deduct the cashback previously earned.
It’s as simple as filling up an application form and submitting the relevant personal documents. On Loanstreet, just press apply and fill in your details. You will receive a phone call from us within 1 working day in order to check your eligibility, after which we will submit your application to the banks. You will then deal with the banks directly until your application is approved and your credit card is received.
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However, do check with your respective bank on what documents you will need, as some banks will require extra documents.
Every card issuer has a different processing time to approve your application. However, it usually takes 7-10 days to receive your card, either by mail or collection at the bank. To make the processing time faster and more efficient, be sure to submit all the relevant documents with the correct details required by the card issuer.
You must contact your respective bank immediately and request to block your card. If you do not report it as soon as possible, you may be liable for the charges made to your card. The hotline services are available 24 hours for this issue. Besides that, you should also report to the police to protect yourself from any unauthorised usage.
