Credit Cards
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OCBC Cashflo MasterCard
Split your payments into several months by spending more than RM 500 with your OCBC Cashflo MasterCard!
American Express® Cash Back Gold Maybank Credit Card
Enjoy unlimited Cash Back, no minimum spend and no rebate cap!
Maybank Islamic PETRONAS Ikhwan Visa Platinum Card-i
Earn extra TreatsPoints when you spend at Petronas Service Stations with this Islamic Card from Maybank!
Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i
A Shariah-based card that rewards you with Cash Back when you spend at PETRONAS Stations!
Maybank FC Barcelona Visa Signature
Are you a fan of the Barcelona football team? Then this is the card for you where you can enjoy up to 10% discounts on their merchandise!
UOB Basic Visa Classic Card
Bringing everything back to basics. The UOB Basic Classic Card is a zero-commitment card when spent at least once a month!
UOB ONE Platinum Card
Get up to 8% Cash Back on your daily purchases including Petrol, Groceries and Cinema tickets!
UOB One Classic Card
Get up to 8% Cash Back on your daily purchases including Petrol, Groceries and Cinema tickets!
Public Islamic Bank Visa Platinum Credit Card-i
Earn 0.2% unlimited Hibah Performance Bonus for every Ringgit spent & complimentary RM 500,000 automatic travel insurance!
OCBC 365 MasterCard
Get rewarded for your retail purchases,dining, entertainment, travelling expenses, insurance, and so much more!
Public Islamic Bank Visa Gold Credit Card-i
Earn 0.1% unlimited Hibah Performance Bonus for every Ringgit spent!
Public Islamic Bank MasterCard Gold Credit Card-i
Earn 0.1% unlimited Hibah Performance Bonus for every Ringgit spent!
Public Bank AIA Visa Gold Credit Card
Get 2% cash rebate on your insurance premium and 0.1% Cash MegaBonus for your other purchases.
Public Bank Petron Visa Gold Credit Card
Enjoy up to 5% Cash Back at any Petron service station and unlimited 0.1% Cash MegaBonus on other retail purchases!
Mutual Gold-Public Bank Visa Platinum Credit Card
A card by invitation only for Mutual Gold and Mutual Gold Elite Members of Public Mutual. Earn 0.2% unlimited Cash MegaBonus for every Ringgit spent & additional 0.3% Mutual Gold Cash Bonus on your...
Public Bank Gold MasterCard Credit Card
Augment your shopping with this Gold MasterCard from Public Bank. Earn up to 0.1% unlimited Cash MegaBonus for every Ringgit spent!
Public Bank Visa Gold Credit Card
Earn 0.1% unlimited Cash MegaBonus for every Ringgit spent!
Public Bank Visa Infinite Credit Card
Earn 0.3% unlimited Cash MegaBonus for every Ringgit spent & complimentary RM 500,000 automatic travel insurance!
Public Bank Visa Platinum Credit Card
Earn 0.2% unlimited Cash MegaBonus for every Ringgit spent & complimentary RM 500,000 automatic travel insurance!
Public Bank Visa Signature Credit Card
Be double rewarded with 6% cash back and earn VIP points for your purchases. On top of that get automatic free travel insurance coverage of up to RM 500,000 too!
Public Bank Visa Business Card
Public Bank's business card is a business card suitable for business expansion and tailored for company to manage business cash flow. It provides the company with maximum control over the company's...
Standard Chartered Priority Banking Visa Infinite
Enjoy an elevated banking experience and be rewarded on your total banking relationship with the Priority Banking Visa Infinite credit card.
Standard Chartered Smart Credit Card
Crafted for the generation who is redefining what it means to be smart.
Standard Chartered FC Cashback Credit Card
Score up to 5% cashback monthly with Standard Chartered Liverpool FC cashback credit card.
AFFINBANK - AFFIN DUO Visa Cash Back
Good Things, Come in Twos: Get the best of both world
Japan Club of Kuala Lumpur Credit Card
Are you a member of the KL Japanese Society? Then this is the card for you where you can earn cash back and rewards!
RHB Signature Credit Card
Enjoy more cash back when you spend locally and overseas be it for shopping, entertainment or your online purchases!
RHB Islamic World Mastercard Credit Card-i
Be rewarded whenever you travel, fill petrol or dine and earn up to 6% cash back!
RHB Islamic Cash Back Credit Card-i
Get more cash back when you spend your RHB Islamic Smart Value Credit Card-i on groceries, petrol, online shopping and utility bills!
Hong Leong Wise Platinum Visa Card
Choose your own categories that suits your needs to get the best out of 10% cash back!
AmBank CARz Gold Visa
Do you own a car or a motorcycle? If you do, then this may be the card for you. Enjoy great discounts, rebates on petrol, and value added auto-related services
AmBank Islamic CARz Platinum MasterCard-i
A great card for vehicle-owners. Enjoy great discounts, rebates on petrol, and value added services
AFFINBACK Visa Signature
Tap for cashback with AFFINBANK Visa Signature Card.
Motorcycle Association Affinity Gold Visa Card
This card provides you cash back for your motorcycle insurance premium!
AFFINBANK - Visa Business Platinum
Discover the perks specially made for your business with AFFINBANK Visa Business Platinum.
AmBank Cash Rebate Visa Platinum Card
A card for the new norm. Online shopping gets even better with AmBank Cashback credit card.
Bank Islam Explorer Platinum Card-i
Enjoy 5% Cashback for all airlines and hotel bookings, no extra fees for overseas transactions anymore!
BSN Visa Cash Back Credit Card
The BSN Visa Cash Back Credit Card gives you up yo 5% Cash Back on your groceries, dining, petrol and other categories. It's the time to enjoy more saving from your everyday spend by getting this ...
Citi Business Signature Card
Enjoy cashback on selected spend with zero annual fees and complimentary insurance as well as offers and benefits from Citi. Also, purchase your business expenditure needs by using this card!
Citi Travel Account Card
Get the best of corporate travelling through Citi Travel Account Card with comprehensive spending visibility, simplified travel data reconciliation and administration. Enjoy cash backs on travel re...
CIMB Petronas Platinum-i Credit Card
Enjoy up to 10% cash rebate every day at PETRONAS and 0.2% unlimited cash rebates on other retail shopping.
NEW AEON Classic MasterCard
Collect AEON Member Points and redeem amazing gifts using the NEW AEON Classic MasterCard!
CIMB Visa Infinite
Get great cash rebates and complimentary airport lounge access with the CIMB Visa Infinite!
Public Bank Quantum Visa Credit Card
Enjoy 5% cash back and earn up to 2x VIP Points with no annual fee!
Public Bank Quantum MasterCard Credit Card
Enjoy 5% cash back and earn up to 2x VIP Points with no annual fee!
CIMB Petronas Platinum Credit Card
Enjoy up to 7% cash rebate at PETRONAS every day with the CIMB Petronas MasterCard!
UOB YOLO Platinum Card
Up to 8% Cash Back on dining and online spend while enjoying exclusive privileges all year long!
UOB Lady's Solitaire Mastercard
No other card understands women as well as the UOB Lady's card. Shop and be rewarded with up to 10% cashback on fashion transactions on the weekends!
AmBank CARz Platinum MasterCard
A card for motorists packed with auto-related benefits. Enjoy great discounts, rebates on petrol, and value added services with AmBank CARz Platinum MasterCard.
NEW AEON Gold MasterCard
The NEW AEON Gold MasterCard lets you earn AEON Member Rebates and gives you discounts from a wide selection of merchants!
HSBC Amanah MPower Credit Card-i
Get cash back on all your overseas and local shopping purchases no annual fees charged!
NEW AEON Classic Visa Card
With this card, you can enjoy marvellous privileges with merchants and get worldwide travel assistance!
AEON Gold MasterCard
Do you like to shop at AEON? The AEON Gold Visa will offer you great deals and exclusive benefits to enrich your shopping experience!
AEON Gold Visa Card
Love to do your shopping at AEON? Then this is the card for you! Enjoy great deals and exclusive benefits that will enrich your shopping experience at AEON!
AEON Classic Visa Card
An affordable everyday card that you can use to get great rewards, discounts, and payment flexibility!
AEON Classic MasterCard
Get an affordable everyday card that you can use to get great rewards, discounts, and payment flexibility with AEON Classic MasterCard.
AEON Platinum Visa Card
Enjoy marvellous privileges with merchants and have international recognition in over 19 million establishments worldwide!
AEON Platinum MasterCard
Get up to 5% cash back and up to 4x rewards points when you swipe your AEON Platinum MasterCard!
OCBC World MasterCard
A premium card with premium benefits where you can get various travel benefits and earn 1.2% unlimited cash back!
OCBC Titanium MasterCard (Blue/Pink)
An ideal companion for online and overseas spending!
Maybank Islamic MasterCard Ikhwan Gold Card
This card gives back to the community and allows you to get 5% cash back on petrol and groceries!
Maybank Islamic MasterCard Ikhwan Platinum Card
This card gives back to the community and allows you to get 5% cash back and 1x TreatsPoints on petrol and groceries!
Maybank Visa Signature
Convert your TreatPoints into cash or redeem great rewards at any time!
Hong Leong The Store & Pacific Gold MasterCard
A great card for people who love to shop at The Store and Pacific department stores. Get up to 6% cash back when you spend at The Store and Pacific and 0.5% cash back on other retail payments
Hong Leong The Store & Pacific Platinum MasterCard
Love to shop at The Store and Pacific department stores? Enjoy up to 6% cash back when you spend at The Store and Pacific and 0.5% cash back on other retail transactions.
Hong Leong Essential Visa Card
With your Hong Leong Essential Visa Card, you will always get something back. Whenever you use it for shopping, dining, travelling or anything else, you'll enjoy up to 1% unlimited cash back on you...
Hong Leong Wise Gold Visa Card
Enjoy 10% cash back on your chosen spend categories all year round with Hong Leong Wise Gold Visa Card.
CIMB Platinum BusinessCard
A shariah-compliant business card that is perfect for all your business needs!
CIMB Cash Rebate Platinum Credit Card
Get cash rebates whenever you spend online. Plus, you'll also enjoy additional cash rebates on retail spending, standing instructions on mobile and utility payments and monthly interest paid.
BSN-AIAFAM Visa Platinum Business Credit Card
BSN-AIAFAM Visa Platinum Business Credit Card is designed to reward you with financial flexibility, superior savings and exclusive privileges.
AmBank TRUE VISA Credit Card
TRUEly an impressive credit card, enjoy a low interest rate of 7.99% p.a. for the first year, and 3% off online transactions too!
Alliance Bank You:nique Rebates Credit Card
Get the 3% cashback on every spending with your unique personalized Alliance Bank You:nique credit card now!
NEW AEON Gold Visa Card
This card rewards you with exclusive birthday rewards, exclusive invites and promotions, exclusive sign-up or renewal rewards and many more!
AEON BiG Classic Visa Card
Enjoy great rebates and rewards when you shop at any AEON BiG Stores or any other transactions!
AEON BiG Gold Visa Card
With the AEON BiG Visa Gold Card, you can save more by earning more cash back all year long!
RHB World MasterCard Credit Card
Enjoy up to 6% cash back whenever you travel, fill petrol and dine!
RHB Cash Back Card
This awesome money for value card will give you as much as 5% cash back on groceries, petrol, dining and utility!
Maybank 2 Platinum Cards
Get the benefits of two cards in one sign up and one statement!
Maybank 2 Gold Cards
Get the benefits of two cards in one sign up and one statement!
Frequently Asked Questions (FAQ)
A cashback credit card is where a percentage of the amount you spend will be given back to you when you purchase goods and services. Basically, it is a way to save and spend money simultaneously.
The cashback percentage rate differs for every cashback credit card which is determined by the bank. The amount you earn back from your purchases made by the card depends on this percentage rate. For instance, your credit card offers a 10% cashback and you spend RM100 monthly, you would receive a cashback of RM10 and have a total expense of RM90.
Yes, cashback cards have different limitations and requirements depending on the issuing bank such as:
- A flat rate of cashback with no limitations on the amount spent and where you spend your money
- A tiered rate of cashback based on the amount you spend
- A different rate of cashback based on where you spend your money
- A minimum/partial or full payment of your credit card bill
- A maximum amount of cashback you can get every month
Be sure to carefully read the terms and conditions regarding the cashback credit card you are interested in before signing up for one.
You can check the amount of cashback you have obtained through your monthly statements either by mail, email or online/mobile banking. Alternatively, you can call or visit the bank to get the information you need.
There are several ways to redeem your cashback depending on your bank:
- Bank Deposit : You can often have a direct deposit payment into your savings account
- Statement Credit : You can generally use your cashback to pay your credit card balance
- Gift Cards : You can opt to receive a gift card to spend at selected retailers
- Charitable Donations : You may choose to partly or fully donate your cashback to a charity of your choice
It is best to read the fine print of the available ways your bank offers for you to claim your cashback.
There is no benefit if you return a product as the cashback you were initially supposed to receive will be lost as well. Credit card issuers have policies where in the event of a refund, they will have to deduct the cashback previously earned.
It’s as simple as filling up an application form and submitting the relevant personal documents. On Loanstreet, just press apply and fill in your details. You will receive a phone call from us within 1 working day in order to check your eligibility, after which we will submit your application to the banks. You will then deal with the banks directly until your application is approved and your credit card is received.
- Ensure that you have sufficient income to repay your balance and the income declared in the application is solely yours.
- You could also have a guarantor who has a good credit history to cosign the application, for example, your parents, to be able to get a preferred interest rate.
Employed
- Latest Month Payslip and/or
- Latest EA Statement and/or
- EPF Statement and/or
- Employment Letter / Employer Confirmation
Self-Employed
- Latest 1 year Tax Returns / Tax Receipts
- Latest 6 months company CASA statement (for company directors)
However, do check with your respective bank on what documents you will need, as some banks will require extra documents.
Every card issuer has a different processing time to approve your application. However, it usually takes 7-10 days to receive your card, either by mail or collection at the bank. To make the processing time faster and more efficient, be sure to submit all the relevant documents with the correct details required by the card issuer.
You must contact your respective bank immediately and request to block your card. If you do not report it as soon as possible, you may be liable for the charges made to your card. The hotline services are available 24 hours for this issue. Besides that, you should also report to the police to protect yourself from any unauthorised usage.