Home Loan Eligibility Quick Check


RM 431,498.32

RM 2,450.00

Check out our up-to-date Home Loan and Home Refinance comparison tools!

Quickly find out the loan amount that you can afford to borrow from banks in Malaysia based on simple financial profiling, using our industry verified tool.

Frequently Asked Questions (FAQ)

Well, this is the tool you’d need to remove any uncertainties of how much you’re eligible to borrow! You'll then have a clearer idea of the property's price range that you can afford.

The Housing Loan Eligibility & Affordability Calculator is a tool that will help you know more about the maximum home loan amount that you can afford. By filling in your monthly income and monthly commitment details, this calculator will give you quick results and you can move on to choosing a suitable home loan for yourself.

You can go to the home loan page and search for the right product without wasting time visiting multiple banks for it.

You can apply for a home loan just by following these simple steps. Go to all home loans and click on the home loan you are interested in, or compare up to three home loans at once to find the best home loan for you. Fill in your personal information, press “Apply Now’’ and we’ll send you a follow up email directly to your inbox.

If you’re still unsure, worry not! Go to the Comprehensive Home Loan Eligibility Report and fill in your personal information, monthly income and commitments as accurately as possible. Within five minutes, you will receive a comprehensive report in your email. This report will show you your chances of getting a loan from the listed banks based on your debt-servicing-ratio. It also shows you the maximum loan amount you’re eligible to apply for.

Yes, you can be eligible for a home loan if you already have a loan. It depends on a few things such as your income level, credit scoring, CCRIS, and your CTOS status. If these factors are positive for you, then there is no problem with getting a home loan while you already have a loan.

There is no maximum age, it all depends on the bank and on you as the borrower. You are eligible for a home loan if you can pay it off before the age 70 or 75, depending on the bank.

Your eligibility is determined on four important factors, which are:

Your DSR shows how much of your personal income will be used towards paying debt instalments. This is displayed as a debt over income percentage. One thing that you need to keep in mind is that every bank has its own way to calculate your DSR. If you want to learn more about DSR, check out our article about how much you can borrow.