Get to earn 360º Rewards Points on everything you spend and enjoy exciting card offers and privileges at over 4,000 outlets across Asia!
Get 1x 360º Rewards Points for every RM 1 spent with your card!
Enjoy exciting offers and privileges at over 4,000 outlets in Malaysia and across Asia!
| Earn | Spent In |
|---|---|
| 1x 360º Rewards Points Per RM 1 | All transactions |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 12 Months | 7.88% p.a. with no one-time upfront handling fee | From RM 500 |
| Annual Fee For Primary Card | Free |
|---|---|
| Annual Fee For Supplementary Card | Free |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 25 or 5% of the withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% p.a. |
| 15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
| 17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
| 18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Annual Income | RM 24,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | Anyone |
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