3X Reward Points
Earn up to 3X Reward Points every time you use your Credit Card for all foreign currency credit card charges.
HSBC Rewards Programme
As a HSBC Advance Visa Platinum cardholder, you can enjoy greater dining and shopping experiences and enjoy better entertainment, memorable vacations, cool gadgets, cash back and more. Visit
HSBC SmartPrivileges Programme
Get interesting deals and savings at more than 6,500 Shopping outlets nationwide. With new and exciting offers every month, you'll enjoy better bargains on your shopping sprees.
HSBC Home and Away Travel Programme
Enjoy year-long special shopping, dining, leisure and entertainment discounts and benefits, whenever and wherever you are in the world.
|3 HSBC Reward points on every RM1||on online shopping, standing instruction, or auto billing|
|1 HSBC Reward point on every RM1||on all local and overseas retail expenses|
- Petrol expenses do not earn any reward points.
- Your HSBC Reward points expire after 3 years.
|Pay Over||With Interest Rate At||When You Transfer|
|3 months||0% p.a. and no one-time upfront handling fee||from RM1000|
|6 months||1.99% p.a. and no one-time upfront handling fee||from RM1000|
|6 months||0% p.a. and 3% one-time upfront handling fee||from RM1000|
|12 months||6.99% p.a. and no one-time upfront handling fee||from RM1000|
- Available to new HSBC Cardholders only.
Fees and Charges
|Annual fee||Free for life.|
|Annual Fee for Supplementary Card||Free for life.|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM15.90 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM36,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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