Compare Commercial Property Loans in Malaysia 2023

•  3 years lock in period


•  Fire Takaful is required


•  Mortgage Reducing Term Takaful (MRTT) is required

1. Fixed monthly payment, for easier monitoring of cashflow

2. No notice/ fees conditions for excess payment and withdrawal

3. Daily rest profit provided so it helps save cost.

• No lock-in period


• Mortgage Reducing Term Takaful (“MRTT”) is required


• Mortgage for recontruction and subsale


• Within 20km radius from branch

• Set up fee of RM200


• Monthly service charge of RM10


• Monthly flexi charge / Non rebated profit of RM40

• 100% stamp duty waiver for conversion from conventional loan


• Processing fee: Not applicable

• Set up fee of RM200.00


• Non rebated profit of RM40.00


• Monthly service charge of RM10.00


• 100% stamp duty waiver for conversion from conventional loan

• 1% penalty fee


• No lock in period


• Comprehensive Takaful coverage provided


• Only for Malaysians


• For Salaried Employees and Self-employed

• Set-up Fee RM200.00 (one time-off) for Conventional Term Loan with Redrawal facility.


• Withdrawal Fee RM50.00 for every withdrawal of excess fund in Advance Payment for Conventional Term Loan with Redrawal facility.


• Professional Legal Fee Includes fee for preparation of the financing agreement, stamp duty (as per the Stamp Duty Act 1949 (Revised 1989)), and disbursement fee.


• Valuation Fee Valuation fee for preparing the formal valuation report (applicable for completed properties only).

• Redraw fee of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB Clicks


• **per transaction regardless of the amount withdrawn

• Redraw fee of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB Clicks


• **per transaction regardless of the amount withdrawn