Compare Commercial Property Loans in Malaysia 2019

Compare the best Commercial Mortgages in Malaysia. Get the best interest rates from the banks, and apply online.

Commercial Mortgage

Showing home loan packages for loan amount of RM 400,000 over 20 years


MBSB Standard Home Financing-i (Commercial Property Financing)
RM 2,519.81
4.45%
30 Years
80%
0 Years
No
More About This Product


  • Can be apply by any nationality

  • Islamic financing

  • Suitable for complete home, under construction or refinance

  • No processing fee for residential properties


HSBC Business Premises Smart-i
RM 2,519.81
4.45%
20 Years
85%
0 Years
No
More About This Product


  • Monthly service fee: RM10

  • As per the Stamp Duty Act 1949 (Revised 1989)

  • There is no lock-in period, but a 1-month written notice must be provided in order to settle the financing before its maturity.


RHB Equity Property Financing-i
RM 2,530.60
4.5%
35 Years
90%
3 Years
Yes
More About This Product


  • Comprehensive Takaful coverage is optional

  • This package is for any nationality, salaried employee and self-emplyed individual


Biz-Property Islamic Term Loan
RM 2,552.24
4.6%
25 Years
85%
3 Years
No
More About This Product


  1. 3 years lock in period.

  2. 3% penalty.

  3. MoF 90% for SCB prefered customer with $500k networth.

  4. Office/retail, MoF 80%.

  5. Foreigner less 10% base on the above mentions MoF applied.

  6. Age up to 70 years old.

  7. Better IR subject to loan size.

  8. Do not finance under cinstruction property and factories.

  9. Refinancing can cash out up to 80%.


Businees Flexi Loan
RM 2,552.24
4.6%
25 Years
85%
3 Years
Yes
More About This Product


  1. Only for company purchase.

  2. 3 years lock in period.

  3. 3% penalty.


Shop Loan
RM 2,552.24
4.6%
30 Years
85%
3 Years
No
More About This Product

1. Available for salaried and self-employed individuals.

2. Extra payments may be made as the loan is flexible.

3. There are alternative payment methods available for applicants.


Maybank Maxi Plan & Business Property Based Financing
RM 2,552.24
4.6%
20 Years
100%
0 Years
No
More About This Product


  • For industrial properties

  • Commercial properties


UOB iNTELLIGENT Retail Loan
RM 2,589.27
4.77%
30 Years
80%
3 Years
Yes
More About This Product


  •  3 years lock in period

  •  Fire Takaful is required

  •  Mortgage Reducing Term Takaful (MRTT) is required


Biz-Property Conventional Term Loan
RM 2,595.83
4.8%
25 Years
85%
3 Years
No
More About This Product


  1. 3 yrs lock in period.

  2. 3% penalty.

  3. MoF 90% for SCB prefered customer with $500k networth.

  4. Office/retail, MoF 80%.

  5. Foreigner less 10% base on the above mentions MoF applied.

  6. Age up to 70 yrs old.

  7. Better IR subject to loan size.

  8. Do not finance under construction property and factories.

  9. Refinancing cash out up to 80%.

  10. Only for Individual purchase.


Bank Islam Business Premises Financing
RM 2,595.83
4.8%
20 Years
150%
0 Years
No
More About This Product


  • Fire Takaful Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required


RHB Commercial Property Financing
RM 2,606.79
4.85%
25 Years
85%
3 Years
Yes
More About This Product


  • Comprehensive Takaful coverage is optional

  • This package is for any nationality, salaried employee and self-emplyed individual

  • Margin of Finance + 5% MRTA (inclusive of FEC* of not more than 2%)


UOB Business Term Financing-i
RM 2,608.99
4.86%
25 Years
90%
0 Years
No
More About This Product


  • None


UOB BizProperty
RM 2,608.99
4.86%
25 Years
90%
0 Years
Yes
More About This Product


  • None


Commercial Rate - Mortgage Plus
RM 2,615.58
4.89%
25 Years
80%
3 Years
Yes
More About This Product


  1. 3 years lock in period.

  2. 3% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. Must use the panel lawyer from HLB.

  5. Standard shop lot. Retail/factory not applicable.


Al Rajhi Business Premises Financing
RM 2,628.79
4.95%
35 Years
80%
0 Years
Yes
More About This Product


  • 1% penalty fee

  • No lock in period

  • Comprehensive Takaful coverage provided

  • Only for Malaysians

  • For Salaried Employees and Self-employed


CIMB BizLoan
RM 2,673.08
5.15%
30 Years
85%
0 Years
Yes
More About This Product

1. Processing, set up or maintenance fees are not required.

2. This is for individuals above the age of 18.

3. Available for both salaried and self-employed individuals.


CIMB BizFlexi
RM 2,673.08
5.15%
30 Years
85%
0 Years
Yes
More About This Product


  • Set up fee of RM200

  • Monthly service charge of RM10

  • Monthly flexi charge / Non rebated profit of RM40


CIMB Business Premises Financing-i
RM 2,673.08
5.15%
30 Years
85%
0 Years
No
More About This Product


  • 100% stamp duty waiver for conversion from conventional loan

  • Processing fee: Not applicable


CIMB Flexi Business Premises Financing-i
RM 2,673.08
5.15%
30 Years
85%
0 Years
Yes
More About This Product


  • Set up fee of RM200.00

  • Non rebated profit of RM40.00

  • Monthly service charge of RM10.00

  • 100% stamp duty waiver for conversion from conventional loan


Alliance Business Premises Financing-i
RM 2,686.45
5.21%
25 Years
90%
0 Years
No
More About This Product

1. Fixed monthly payment, for easier monitoring of cashflow

2. No notice/ fees conditions for excess payment and withdrawal

3. Daily rest profit provided so it helps save cost.


Bank Rakyat Home Financing-i (Shophouse / Commercial) Products
RM 2,717.77
5.35%
35 Years
90%
0 Years
No
More About This Product


  •  No lock-in period

  •  Mortgage Reducing Term Takaful (“MRTT”) is required


BSN MyHome (Commercial Property)
RM 2,717.77
5.35%
20 Years
80%
3 Years
No
More About This Product


  •  3 years or 5 years (where applicable) lock-in period

  •  Mortgage Reducing Term Takaful (MRTT) is required


BSN MyHome-i (Commercial Property)
RM 2,717.77
5.35%
20 Years
80%
0 Years
No
More About This Product


  •  Mortgage Reducing Term Takaful (MRTT) is required


CIMB BizFlexi Smart
RM 2,796.93
5.7%
30 Years
85%
0 Years
Yes
More About This Product


  • Redraw fee of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB Clicks

  • **per transaction regardless of the amount withdrawn


CIMB BizFlexi Smart-i
RM 2,796.93
5.7%
30 Years
85%
0 Years
Yes
More About This Product


  • Redraw fee of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB Clicks

  • **per transaction regardless of the amount withdrawn


MBSB Commercial Property Term Financing-i (Tawarruq)
RM 3,041.46
6.75%
30 Years
90%
0 Years
No
More About This Product


  • Sole proprietors can apply

  • Partnership business can apply

  • Private company can apply

  • Ceiling Profit Rate : 15% p.a.


MBSB Commercial Property Term Financing-i (Istisna' & Ijarah)
RM 3,041.46
6.75%
30 Years
90%
0 Years
No
More About This Product


  • A guarantor should be provided if required

  • All collateral must be acceptable to shariah

  • Ceiling Profit Rate : 15% p.a.


AmBank Property Loan
RM 3,089.20
6.95%
35 Years
85%
3 Years
No
More About This Product


  • 3 years lock in period

  • Option to have redraw facility.

  • Fire Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required


AmBank Property Link
RM 3,089.20
6.95%
35 Years
85%
3 Years
No
More About This Product


  • 3 years lock in period

  • Instant cash withdrawal via ATM or cheque book.

  • Fire Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required


AmBank Property Financing-i
RM 3,089.20
6.95%
25 Years
95%
3 Years
No
More About This Product


  • 3 years lock in period

  • Fire Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required


AmBank SME Biz Property Extra
RM 3,089.20
6.95%
20 Years
148%
3 Years
No
More About This Product


  • 3 years lock in period

  • Fire Insurance is required

  • Reducing Term Assurance (RTA), is required


AmBank Commercial Property Loan/Financing-i
RM 3,089.20
6.95%
20 Years
85%
3 Years
No
More About This Product


  • 3 years lock in period

  • Fire Insurance is required

  • Reducing Term Assurance (RTA), is required


UOB Term Financing-i
RM 3,118.03
7.07%
30 Years
80%
0 Years
No
More About This Product


  • None


Alliance Commercial Property Conventional Term Financing
RM 3,463.70
8.47%
25 Years
85%
3 Years
No
More About This Product


  • Set-up Fee RM200.00 (one time-off) for Conventional Term Loan with Redrawal facility.

  • Withdrawal Fee RM50.00 for every withdrawal of excess fund in Advance Payment for Conventional Term Loan with Redrawal facility.

  • Professional Legal Fee Includes fee for preparation of the financing agreement, stamp duty (as per the Stamp Duty Act 1949 (Revised 1989)), and disbursement fee.

  • Valuation Fee Valuation fee for preparing the formal valuation report (applicable for completed properties only).


Bank Rakyat Business Financing-i (Property-i)
RM 3,619.51
9.08%
20 Years
80%
0 Years
No
More About This Product


  • Collateral is required

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Showing 10 of 35 Packages