Compare Commercial Property Loans in Malaysia 2020

Compare the best Commercial Mortgages in Malaysia. Get the best interest rates from the banks, and apply online.

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Commercial Mortgage

Showing home loan packages for loan amount of RM 400,000 over 20 years

HSBC Business Premises Smart-i
RM 1,325.30
-2.2%
20 Years
85%
0 Years
No
More About This Product


  • Monthly service fee: RM10

  • As per the Stamp Duty Act 1949 (Revised 1989)

  • There is no lock-in period, but a 1-month written notice must be provided in order to settle the financing before its maturity.

Bank Rakyat Business Financing-i (Property-i)
RM 2,106.00
2.43%
20 Years
80%
0 Years
No
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  • Collateral is required

MBSB Standard Home Financing-i (Commercial Property Financing)
RM 2,309.57
3.45%
30 Years
80%
0 Years
No
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  • Can be apply by any nationality

  • Islamic financing

  • Suitable for complete home, under construction or refinance

  • No processing fee for residential properties

RHB Equity Property Financing-i
RM 2,319.84
3.5%
35 Years
90%
3 Years
Yes
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  • Comprehensive Takaful coverage is optional

  • This package is for any nationality, salaried employee and self-emplyed individual

Shop Loan
RM 2,340.45
3.6%
30 Years
85%
3 Years
No
More About This Product

1. Available for salaried and self-employed individuals.

2. Extra payments may be made as the loan is flexible.

3. There are alternative payment methods available for applicants.

Businees Flexi Loan
RM 2,340.45
3.6%
25 Years
85%
3 Years
Yes
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  1. Only for company purchase.

  2. 3 years lock in period.

  3. 3% penalty.

UOB iNTELLIGENT Retail Loan
RM 2,375.72
3.77%
30 Years
80%
3 Years
Yes
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  •  3 years lock in period

  •  Fire Takaful is required

  •  Mortgage Reducing Term Takaful (MRTT) is required

Bank Islam Business Premises Financing
RM 2,381.97
3.8%
20 Years
150%
0 Years
No
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  • Fire Takaful Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required

RHB Commercial Property Financing
RM 2,392.42
3.85%
25 Years
85%
3 Years
Yes
More About This Product


  • Comprehensive Takaful coverage is optional

  • This package is for any nationality, salaried employee and self-emplyed individual

  • Margin of Finance + 5% MRTA (inclusive of FEC* of not more than 2%)

UOB Business Term Financing-i
RM 2,394.51
3.86%
25 Years
90%
0 Years
No
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  • None

UOB BizProperty
RM 2,394.51
3.86%
25 Years
90%
0 Years
Yes
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  • None

Commercial Rate - Mortgage Plus
RM 2,400.80
3.89%
25 Years
80%
3 Years
Yes
More About This Product


  1. 3 years lock in period.

  2. 3% penalty.

  3. Minimum withdrawal of RM5000 per transaction and multiply by RM1000 (Withdrawal fees of RM50 for each transaction).

  4. Must use the panel lawyer from HLB.

  5. Standard shop lot. Retail/factory not applicable.

Al Rajhi Business Premises Financing
RM 2,413.40
3.95%
35 Years
80%
0 Years
Yes
More About This Product


  • 1% penalty fee

  • No lock in period

  • Comprehensive Takaful coverage provided

  • Only for Malaysians

  • For Salaried Employees and Self-employed

CIMB BizFlexi
RM 2,455.65
4.15%
30 Years
85%
0 Years
Yes
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  • Set up fee of RM200

  • Monthly service charge of RM10

  • Monthly flexi charge / Non rebated profit of RM40

CIMB Business Premises Financing-i
RM 2,455.65
4.15%
30 Years
85%
0 Years
No
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  • 100% stamp duty waiver for conversion from conventional loan

  • Processing fee: Not applicable

CIMB Flexi Business Premises Financing-i
RM 2,455.65
4.15%
30 Years
85%
0 Years
Yes
More About This Product


  • Set up fee of RM200.00

  • Non rebated profit of RM40.00

  • Monthly service charge of RM10.00

  • 100% stamp duty waiver for conversion from conventional loan

BSN MyHome (Commercial Property)
RM 2,498.32
4.35%
20 Years
80%
3 Years
No
More About This Product


  •  3 years or 5 years (where applicable) lock-in period

  •  Mortgage Reducing Term Takaful (MRTT) is required

BSN MyHome-i (Commercial Property)
RM 2,498.32
4.35%
20 Years
80%
0 Years
No
More About This Product


  •  Mortgage Reducing Term Takaful (MRTT) is required

CIMB BizFlexi Smart
RM 2,573.98
4.7%
30 Years
85%
0 Years
Yes
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  • Redraw fee of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB Clicks

  • **per transaction regardless of the amount withdrawn

CIMB BizFlexi Smart-i
RM 2,573.98
4.7%
30 Years
85%
0 Years
Yes
More About This Product


  • Redraw fee of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB Clicks

  • **per transaction regardless of the amount withdrawn

Bank Rakyat Home Financing-i (Shophouse / Commercial) Products
RM 2,606.79
4.85%
35 Years
90%
0 Years
No
More About This Product


  •  No lock-in period

  •  Mortgage Reducing Term Takaful (“MRTT”) is required

CIMB BizLoan
RM 2,673.08
5.15%
30 Years
85%
0 Years
Yes
More About This Product

1. Processing, set up or maintenance fees are not required.

2. This is for individuals above the age of 18.

3. Available for both salaried and self-employed individuals.

Alliance Business Premises Financing-i
RM 2,686.45
5.21%
25 Years
90%
0 Years
No
More About This Product

1. Fixed monthly payment, for easier monitoring of cashflow

2. No notice/ fees conditions for excess payment and withdrawal

3. Daily rest profit provided so it helps save cost.

AmBank Property Loan
RM 2,854.20
5.95%
35 Years
85%
3 Years
No
More About This Product


  • 3 years lock in period

  • Option to have redraw facility.

  • Fire Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required

AmBank Property Link
RM 2,854.20
5.95%
35 Years
85%
3 Years
No
More About This Product


  • 3 years lock in period

  • Instant cash withdrawal via ATM or cheque book.

  • Fire Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required

AmBank Property Financing-i
RM 2,854.20
5.95%
25 Years
95%
3 Years
No
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  • 3 years lock in period

  • Fire Insurance is required

  • Mortgage Reducing Term Takaful (MRTT) is required

AmBank SME Biz Property Extra
RM 2,854.20
5.95%
20 Years
148%
3 Years
No
More About This Product


  • 3 years lock in period

  • Fire Insurance is required

  • Reducing Term Assurance (RTA), is required

AmBank Commercial Property Loan/Financing-i
RM 2,854.20
5.95%
20 Years
85%
3 Years
No
More About This Product


  • 3 years lock in period

  • Fire Insurance is required

  • Reducing Term Assurance (RTA), is required

UOB Term Financing-i
RM 2,881.90
6.07%
30 Years
80%
0 Years
No
More About This Product


  • None

Alliance Commercial Property Conventional Term Financing
RM 3,215.04
7.47%
25 Years
85%
3 Years
No
More About This Product


  • Set-up Fee RM200.00 (one time-off) for Conventional Term Loan with Redrawal facility.

  • Withdrawal Fee RM50.00 for every withdrawal of excess fund in Advance Payment for Conventional Term Loan with Redrawal facility.

  • Professional Legal Fee Includes fee for preparation of the financing agreement, stamp duty (as per the Stamp Duty Act 1949 (Revised 1989)), and disbursement fee.

  • Valuation Fee Valuation fee for preparing the formal valuation report (applicable for completed properties only).

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Showing 10 of 30 Packages