Overseas and Local Cash Rebates
Get 1% cash back on all your overseas Shopping purchases and 0.5% cash back when you spend locally with no annual fees charged.
Exclusive Travel Privileges
Enjoy exclusive offers on shopping, dining, entertainment and travel experiences worldwide.
Plaza Premium Lounge Access
Enjoy 5X complimentary visits per year to plaza premium lounges in Malaysia!
Get emergency cash advance of US $2,000 with next-day card replacement in the event of theft or loss.
|Cash Back Category||Cash back Rate||Monthly Cap||Spend|
|Overseas Expenses||1%||uncapped||any amount monthly|
|Local Expenses||0.5%||uncapped||any amount monthly|
|Pay Over||With Interest Rate At||When You Transfer|
|3 months||0% p.a. and no one-time upfront handling fee||from RM1000|
|6 months||1.99% p.a. and no one-time upfront handling fee||from RM1000|
|6 months||0% p.a. and 3% one-time upfront handling fee||from RM1000|
|12 months||6.99% p.a. and no one-time upfront handling fee||from RM1000|
- Available to new HSBC Cardholders only.
Fees and Charges
|Annual fee||Free for life.|
|Annual Fee for Supplementary Card||Free for life.|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM15.90 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
- Available to HSBC Amanah Premier Account members only.
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