Car & Personal Loan Settlement Calculator


RM 53,357.14

RM 63,401.68

RM 7,741.18


RM 1,482.14

RM 116,758.82

Equivalent Mortgage / FD Interest Rate saved by full settlement is

2.92% p.a

Check out our up-to-date Personal Loan comparison tool!

Use this calculator to find out your settlement and rebate amount if you want to pay off your car loan or personal loan early.

Frequently Asked Questions (FAQ)

If you want to know how much money you can save if you decide to settle your loan in one go, this is the tool for you! It'll not only show you your monthly instalments, it’ll also help you see how much money you can save if you settle off the loan.

First off, make sure you key in all the details as accurately as possible. Once you have the results from the calculator, you can actually see how much money you can save in ‘’Total Rebate from Settlement’’. Now that you have this information, you can decide whether you want to pay everything in one go and save more money in the long run. If you have decided to pay everything at one go, check out Question 4 to see how you can do this.

If you want to settle your car or personal loan earlier, you can get in contact with your lender to find out the exact steps on how to do so.

Yes, you can! Even for lock-in periods! The only thing you need to remember when settling your loan during the lock-in period is that you’ll need to pay the fee (the early settlement fee) stated in your loan agreement. If there is no lock-in period, you can settle your loan any time you prefer without paying an early settlement fee.

No, this is not possible. You can only opt for an early settlement within the lock-in period, which will incur a nearly settlement fee. If there is no lock-in period, you can settle your loan without being penalized.

A full and final settlement means that you pay your creditor a reduced sum to pay your debt. When you have paid your creditor with the agreed-upon sum,you will have paid your settled your debt fully.