Compare ASB Loans in Malaysia 2021

Compare the best ASB loan options in Malaysia. Get an ASB loan at interest rates as low as 4%. Do a quick check on the personal loan settlement calculator if you are planning ahead on your financial commitments. Apply online now!

ASB Loans

Showing ASB loan packages for loan amount of RM 20,000 over 20 years


ASB Financing (Inclusive of GRTT / GRTA)

ASB Financing (Inclusive of GRTT / GRTA)

118.58
3.75%
40 Years
2
More About This Product


  1. Personal Insurance included 

  2. All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 65 years old.

  3. Individual with income documentation only.

  4. Mode of repayment is Standing Instruction

  5. 2 years lock-in period.

  6. Margin of Finance can up to 100% or up to 100% + 5% (if with GRTA/CLTA premium financing)

  7. Insurance is optional, but must be financed by bank if taking insurance.

  8. This rates is effective from 1st January 2019 to 30th June 2019

Fee and Charge


  1. Endorsement Fee:

    • ASB Term Loan: RM50 per certificate

    • OD against ASB: RM100 per certificate



  2. Stamp Duty: RM10 for Letter of Offer

  3. Commitment Fee: 1% on the unutilized portion of the overdraft facility for amount above RM250,000

  4. Exit Fee: For full repayment of the outstanding ASB Financing made within the first 2 years from the date of loan disbursement, an exit fee as penalty/compensation to the bank based on the difference between the ASB Board Rate and the Promotion / Special rate is chargeable.


MBB ASB Financing

MBB ASB Financing

117.02
3.60%
30 Years
--
More About This Product


  1. All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 60 years old.

  2. Individual with income documentation only.

  3. Student is not eligible to apply except working students with fixed income.

  4. Insurance is compulsory. Additional 5% will be added as premium.

  5.  Additional 5% for 100% MoF is including insurance.

  6. Maximum loan amount is up to RM200,000 per borrower, at any one time (including existing ASB Loan, if any) or up to the maximum amount allowed by ASNB, whichever lower

Fee and Charge


  1. Stamp Duty:

    • Letter of Offer: RM10

    • Variable Standing Instruction: RM10



  2. ASNB Certificate Fee: RM50 per certificate


BSN MyRinggit ASB

BSN MyRinggit ASB

117.54
3.65%
30 Years
--
More About This Product


  1. Government and Private Employee (More Than >RM3,000 Monthly Income)

  2. Eligibility

    • All qualified ASB investors under the ASNB guidelines.

    • Aged 18 to 65 years old at the end of the loan tenure.

    • Permanent Employee or Self-employed.



  3. Fixed income earner (Government’s & Private’s employees) or Self-employed.

  4. MoF can upto 100% + 5% (including Stamp Duty, Collateral cost, Insurance and will fee).

  5. Loan amount will be in multiple of RM1000 and subject to the limit.

Fee and Charge


  1. Stamp Duty: As per the Stamp Duty Act 1949 (revised 1989)

  2. ASNB Certificate Fee: RM50 per certificate

  3. Insurance (Optional)

  4. Will Fee (If any): RM371

  5. Late Payment Charge: Monthly installments in Arrears × 1% × Number of Days Overdue / 365


ASB Financing (Joy@Work Packages Inclusive of GRTT / GRTA)

ASB Financing (Joy@Work Packages Inclusive of GRTT / GRTA)

118.06
3.70%
40 Years
2
More About This Product


  1. For companies who have their payroll under RHB

  2. All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 65 years old.

  3. Individual with income documentation only.

  4. Mode of repayment is Standing Instruction

  5. 2 years lock-in period.

  6. Margin of Finance can up to 100% or up to 100% + 5% (if with GRTA/CLTA premium financing)

  7. Insurance is optional, but must be financed by bank if taking insurance.

  8. This rates is effective from 1st January 2019 to 30th June 2019

Fee and Charge


  1. Endorsement Fee:

    • ASB Term Loan: RM50 per certificate

    • OD against ASB: RM100 per certificate



  2. Stamp Duty: RM10 for Letter of Offer

  3. Commitment Fee: 1% on the unutilized portion of the overdraft facility for amount above RM250,000

  4. Exit Fee: For full repayment of the outstanding ASB Financing made within the first 2 years from the date of loan disbursement, an exit fee as penalty/compensation to the bank based on the difference between the ASB Board Rate and the Promotion / Special rate is chargeable.


ASB Financing (Non Inclusive of GRTT / GRTA)

ASB Financing (Non Inclusive of GRTT / GRTA)

119.1
3.80%
40 Years
--
More About This Product


  1. Does not come with personal insurance

  2. All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 65 years old.

  3. Individual with income documentation only.

  4. Mode of repayment is Standing Instruction

  5. 2 years lock-in period.

  6. Margin of Finance can up to 100% or up to 100% + 5% (if with GRTA/CLTA premium financing)

  7. Insurance is optional, but must be financed by bank if taking insurance.

  8. This rates is effective from 1st January 2019 to 30th June 2019

Fee and Charge


  1. Endorsement Fee:

    • ASB Term Loan: RM50 per certificate

    • OD against ASB: RM100 per certificate



  2. Stamp Duty: RM10 for Letter of Offer

  3. Commitment Fee: 1% on the unutilized portion of the overdraft facility for amount above RM250,000

  4. Exit Fee: For full repayment of the outstanding ASB Financing made within the first 2 years from the date of loan disbursement, an exit fee as penalty/compensation to the bank based on the difference between the ASB Board Rate and the Promotion / Special rate is chargeable.


Term Financing-i secured by ASB / ASB 2 certificate

Term Financing-i secured by ASB / ASB 2 certificate

120.67
3.95%
40 Years
0
More About This Product


  1. Guarantor is not needed

  2. Takaful coverage is not necessary

Fee and Charge


  1. Stamp Duty: RM10 as per Stamp Act 1949 (revised 1989)

  2. Lien Fee on ASB or ASB2 certificate payable to ASNB: RM50 per certificate

  3. Late Payment Fee: 1% per annum


Term Loan ASB / ASB2

Term Loan ASB / ASB2

120.67
3.95%
40 Years
0
More About This Product


  1. Guarantor is not needed

  2. Insurance coverage is not necessary

Fee and Charge


  1. Stamp Duty: RM10 as per Stamp Act 1949 (revised 1989)

  2. Lien Fee on ASB or ASB2 certificate payable to ASNB: RM50 per certificate

  3. Late Payment Fee: 1% per annum


Affin ASB/ASB2 Loan

Affin ASB/ASB2 Loan

121.72
4.05%
30 Years
0
More About This Product

ASB/ASB2 income distribution and bonus earned automatically credited into the respective ASB/ASB2 unit holder's account

Fee and Charge


  • ASNB certificate Fee: RM50.00

  • Redemption Statement: RM50.00 per request

  • Security Document Retrieval: RM30.00 per request

  • Additional Loan Statement: RM10.00 per request


Term Financing-i secured by ASB

Term Financing-i secured by ASB

124.38
4.30%
40 Years
0
More About This Product


  • Student is not eligible to apply

  • Insurance is compulsory (5% will be added as premium)

Fee and Charge


  • Documentation Fee: RM50.00

  • RM10.00 will be charged upon disbursement of the financing

  • Nominal stamp duty


MBB ASB Financing-i

MBB ASB Financing-i

133.1
5.10%
30 Years
--
More About This Product


  1. The financing is based on the Bai’ ‘Inah which is the sale-based Shariah contract as approved by Shariah Advisory Council (SAC) of Bank Negara Malaysia (BNM).

  2. All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 60 years old.

  3. Individual with income documentation only.

  4. Student is not eligible to apply except working students with fixed income.

  5. Insurance is compulsory. Additional 5% will be added as premium.

  6.  Additional 5% for 100% MoF is including insurance.

  7. Maximum loan amount is up to RM200,000 per borrower, at any one time (including existing ASB Loan, if any) or up to the maximum amount allowed by ASNB, whichever lower.

Fee and Charge


  1. Stamp Duties: as per Stamp Act 1949 (revised 1989)

  2. Variable Standing Instruction: RM10.00 (for stamp duty)

  3. ASNB Certificate Fee: RM50.00 per certificate (inclusive of 6% GST)

Showing 10 of 10 Packages