Featured ASB Loans
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RHB ASB Financing
- High Margin Financing
- Low Interest Rates
- Flexible Loan Tenures
ASB Loans
Showing ASB loan packages for loan amount of RM 20,000 over 20 years
More About This Product
- All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 60 years old.
- Individual with income documentation only.
- Mode of repayment is Standing Instruction
- 2 years lock-in period.
- Margin of Finance can up to 100% or up to 100% + 5% (if with GRTA/CLTA premium financing)
Fee and Charge
- Letter of Offer: RM10
- Commitment Fee: 1% per annum on the unutilized portion of the Overdraft facility for amount above RM250,000
- Endorsement Fee: RM50-RM100
More About This Product
- The financing is based on the Bai’ ‘Inah which is the sale-based Shariah contract as approved by Shariah Advisory Council (SAC) of Bank Negara Malaysia (BNM).
- All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 70 years old.
- Individual with income documentation only.
- Student is not eligible to apply except working students with fixed income.
- Insurance is compulsory. Additional 5% will be added as premium.
- Additional 5% for 100% MoF is including insurance.
- Maximum loan amount is up to RM200,000 per borrower, at any one time (including existing ASB Loan, if any) or up to the maximum amount allowed by ASNB, whichever lower.
Fee and Charge
- Stamp Duty:
- Letter of Offer: RM10
- Variable Standing Instruction: RM10
- ASNB Certificate Fee: RM50 per certificate
More About This Product
- The financing is based on the Bai’ ‘Inah which is the sale-based Shariah contract as approved by Shariah Advisory Council (SAC) of Bank Negara Malaysia (BNM).
- All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 70 years old.
- Individual with income documentation only.
- Student is not eligible to apply except working students with fixed income.
- Insurance is compulsory. Additional 5% will be added as premium.
- Additional 5% for 100% MoF is including insurance.
- Maximum loan amount is up to RM200,000 per borrower, at any one time (including existing ASB Loan, if any) or up to the maximum amount allowed by ASNB, whichever lower.
Fee and Charge
- Stamp Duties: as per Stamp Act 1949 (revised 1989)
- Variable Standing Instruction: RM10.00 (for stamp duty)
- ASNB Certificate Fee: RM50.00 per certificate (inclusive of 6% GST)
More About This Product
- All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 60 years old.
- Individual with income documentation only.
- Mode of repayment is Standing Instruction
- 2 years lock-in period.
- Margin of Finance can up to 100% or up to 100% + 5% (if with GRTA/CLTA premium financing)
Fee and Charge
- Letter of Offer: RM10
- Commitment Fee: 1% per annum on the unutilized portion of the Overdraft facility for amount above RM250,000
- Endorsement Fee: RM50-RM100
More About This Product
- All eligible ASB investors under ASNB guidelines who are between the ages of 18 and 60 years old.
- Individual with income documentation only.
- Mode of repayment is Standing Instruction
- 2 years lock-in period.
- Margin of Finance can up to 100% or up to 100% + 5% (if with GRTA/CLTA premium financing)
Fee and Charge
- Letter of Offer: RM10
- Commitment Fee: 1% per annum on the unutilized portion of the Overdraft facility for amount above RM250,000
- Endorsement Fee: RM50-RM100
More About This Product
- Government and Private Employee (More Than >RM3,000 Monthly Income)
- Eligibility:
- All qualified ASB investors under the ASNB guidelines.
- Aged 18 to 65 years old at the end of the loan tenure.
- Permanent Employee or Self-employed.
- Fixed income earner (Government’s & Private’s employees) or Self-employed.
- MoF can upto 100% + 5% (including Stamp Duty, Collateral cost, Insurance and will fee).
- Loan amount will be in multiple of RM1000 and subject to the limit.
Fee and Charge
- Stamp Duty: As per the Stamp Duty Act 1949 (revised 1989)
- ASNB Certificate Fee: RM50 per certificate
- Late Payment Charge: Monthly installments in Arrears × 1% × Number of Days Overdue / 365
More About This Product
- Guarantor is not needed
- .Insurance coverage is not necessary
Fee and Charge
- Documentation Fee: RM50.00
- RM10.00 will be charged upon disbursement of the financing
- Nominal stamp duty
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