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Citi Rewards Platinum Visa Card

Citi Rewards Platinum Visa Card

Earn up to 5X reward points in as many reward categories as you like! Tailor your card to suit your preferred spending habits and gain amazing rewards while you're at it!

Interest Rate

15.0% p.a.

Balance Transfer

2.99% p.a.

Cashback

N/A

Annual Fee

RM 100.00

Condoti
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Reward
Customizable Reward Categories

Earn 5X reward points on any reward category of your choosing! Tailor your card to match your spending habits to gain maximum rewards from your lifestyle!

Travelling
Convert Reward Points to Air Miles

Are you an avid traveller? Frequent flyer? With this card you can convert your Citi Reward Points into Air Miles with selected airlines!

Free
20 days Interest-Free Period

Pay zero interest for retail transactions if payment is made within 20 days (only if all retail transactions for the previous month are paid for by the due date).

Features

Rewards

Local rewards
Earn Spent
5 points on every RM1 at participating local merchants
  • Customize your reward categories to match your spending habits!
  • Available categories are: Shopping, Driving, Home, Travel, and Entertainment. 
  • Minimum of 2 reward categories must be selected. If you're a new principal card-holder, you'll receive 2 categories for free in your first year!
  • Participating merchants include Robinsons, Padini, Topshop, shu uemura, Uniqlo, Tangs, Shell, Tesco, AirAsia, GSC and many more. 

Convert Reward Points To Air Miles

Travel
Convert Receive
6,400 points 1,000 Cathay Pacific Asia Miles, Singapore Airlines KrisFlyer Airmiles, British Airways Executive Club Airmiles
7,000 points 1,000 MAS Enrich Airmiles
8,000 points 1,000 Etihad Airways Airmiles

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
9 months 2.99% p.a. with no one time upfront handling fee RM 1,000

Fees and Charges

Annual fee RM106 (Free 2 categories in the first year)
Annual Fee for Supplementary Card Free
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments of less than or equal to 50% of outstanding balance for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 36,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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