OCBC Titanium MasterCard (Blue/Pink)

Apply for OCBC Titanium MasterCard (Blue/Pink) by OCBC Bank

An ideal companion for online and overseas spending!

OCBC Titanium MasterCard (Blue/Pink)
Apply

Product Highlights

Cash back
Uncapped Cash Back

Earn unlimited cash back for online and retail transactions!

Free
20 Days Interest-Free Period

All retail purchases will get a 20-day interest-free period from the billing date onwards!

Protection
e-Commerce Protecttion

In the event of non-delivery, incomplete delivery, wrong items or damaged goods for your online purchases, you will be safeguarded with a minimum value of USD 50.

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Spend
Online Transactions  1% Uncapped Any amount monthly
All Retail Purchases  0.1% Uncapped Any amount monthly

 

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 1.88% p.a. with no one-time upfront handling fee From RM 3,000
12 Months 3.88% p.a. with no one-time upfront handling fee From RM 3,000

Easy Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
5 Months 0% p.a. with 2% one-time upfront handling fee From RM 1,000
10 Months 0% p.a. with 4% one-time upfront handling fee From RM 1,000
20 Months 0% p.a. with 5% one-time upfront handling fee From RM 1,000

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

 

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone