Like rewards? The HSBC Visa Signature credit card provides you with the most irresistible reward points deal!
When you're in Kuala Lumpur International Airport 1, Singapore Changi Airport or Hong Kong International Airport, you can get complimentary visit to the Plaza Premium Lounge!
Enjoy great savings at over 6,500 shopping outlets nationwide and receive exclusive deals plus special VIP treatments!
Receive up to RM 750,000 travel & flight accident coverage!
| Earn | Spent In |
|---|---|
| 8x Reward Points Per Foreign Currency | All overseas transactions and online transactions |
| 5x Reward Points Per RM 1 | Participating local malls |
| 5x Reward Points Per RM 1 | Online transactions |
| 1x Reward Points Per RM 1 | All other transactions |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 6 Months* | 1.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 6 Months | 0% p.a. with 3% one-time upfront handling fee | From RM 1,000 |
| 6 Months | 4.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| 12 Months | 6.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
*Only for new HSBC Credit Card applicants
| Annual Fee For Primary Card | RM 600* |
|---|---|
| Annual Fee For Supplementary Card | RM 300* |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 15 or 5% of the withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% p.a. |
*Annual fee waived if you use your card at least once a month for a consecutive 12 months period.
| 15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
| 17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
| 18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Annual Income | RM 72,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 18 years old |
| Who Can Apply | Anyone |
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