OCBC 365 MasterCard
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Cash Back Category | Cash Back Rate | Monthly Cap | Spend |
---|---|---|---|
All Retail Purchases | 1% | Uncapped | Below RM 1,000 monthly |
All Retail Purchases | 0.5% | Uncapped | Above RM 1,000 monthly |
Get rewarded for your retail purchases,dining, entertainment, travelling expenses, insurance, and so much more!
Interest Rate
From 15.0% p.a.
Balance Transfer
1.88 % p.a.
Cashback
Up to 1.0%
Annual Fee
RM 100.00
Spend up to RM 1,000 per month to get 1.0% cash back on all retail purchases!
All retail purchases will get a 20-day interest-free period from the billing date onwards!
Access to various great promotions and enjoy special privileges both locally and regionally!
Cash Back Category | Cash Back Rate | Monthly Cap | Spend |
---|---|---|---|
All Retail Purchases | 1% | Uncapped | Below RM 1,000 monthly |
All Retail Purchases | 0.5% | Uncapped | Above RM 1,000 monthly |
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 Months | 1.88% p.a. with no one-time upfront handling fee | From RM 3,000 |
12 Months | 3.88% p.a. with no one-time upfront handling fee | From RM 3,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
5 Months | 0% p.a. with 2% one-time upfront handling fee | From RM 1,000 |
6 Months | 0% p.a. with 1.5% one-time upfront handling fee | From RM 1,000 |
10 Months | 0% p.a. with 4% one-time upfront handling fee | From RM 1,000 |
20 Months | 0% p.a. with 5% one-time upfront handling fee | From RM 1,000 |
Annual Fee For Primary Card | RM 100* |
---|---|
Annual Fee For Supplementary Card | RM 50 |
Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
Cash Withdrawal Fee | RM 20 or 5% of the withdrawn amount, whichever is higher |
Interest Rate On Cash Withdrawals | 18% p.a. |
*First 3 years waived for first time OCBC Credit Card customers and customers who did not hold any OCBC Credit Card in the past 12 months.
15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
---|---|
17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
Minimum Annual Income | RM 24,000 |
---|---|
Minimum Age For Primary Card | 21 years old |
Minimum Age For Supplementary Card | 18 years old |
Who Can Apply | Anyone |
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