Citibank Platinum Visa Card

Citibank Platinum Visa Card

Earn 5X rewards points on all your puchases at major hypermarkets and department stores all over the country. Offset any purchases using your Citi Reward Points, and enjoy a multitude of travel, healthcare, and lifestyle privileges too!

Interest Rate

From 15.0% p.a.

Balance Transfer

2.99% p.a.

Cashback

N/A

Annual Fee

RM

636.00

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Condotti Luggage Bag or Multipurpose Sports Digital Video Camera

Get a Condotti Luggage Bag or Multipurpose Sports Digital Video Camera for free!

All you have to do is spend a minimum of RM 1,500 within 60 days of card activation!

*Terms & Conditions apply
Points

5X Reward Points

Earn 5X reward points all year long at major department stores and hypermarkets throughout the country. You can even offset your purchases using your accumulated points!

Travelling

Travel Privileges

Enjoy complimentary access to the Plaza Premium Lounge in KLIA, Langkawi International Airport, and Sultan Ismail International Airport.

Helthcare

Healthcare Privileges

Enjoy 15% discount on all walk-in hospital room rates(only form RM120 and above). On top of this, enjoy a 20% discount on all Executive Screening Packages (discount is not applicable for on-going promotional packages and excludes medical officers and specialists' consultant fees

Travel protection

Complimentary Protection Plan

Receive complimentary Travel Accident insurance of up to RM200,000, Home Burglary insurance of up to RM15,000 per year, and purchase protection, refund protection, and up to 24 months extended warranty on selected appliances

Features

Rewards

Earn Spent
5 points on every RM1 AEON, AEON Big, Marks & Spencer, Parkson, Robinsons, Tangs, Isetan and Metrojaya
5 points on every RM1 Cold Storage, Tesco, Giant, Servay, Jasons Food Hall and Everise.

Balance Transfer

Pay Over With Interest Rate At When You Transfer
9 months 2.99% p.a. with no one time upfront handling fee RM 1,000

Fees and Charges

Annual fee RM636
Annual Fee for Supplementary Card RM 159
Mininum monthly payment RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%

*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments of less than or equal to 50% of outstanding balance for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 60,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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