Get a Condotti Luggage Bag or Multipurpose Sports Digital Video Camera for free!
All you have to do is spend a minimum of RM 1,500 within 60 days of card activation!*Terms & Conditions apply
5X Reward Points
Earn 5X reward points all year long at major department stores and hypermarkets throughout the country. You can even offset your purchases using your accumulated points!
Enjoy complimentary access to the Plaza Premium Lounge in KLIA, Langkawi International Airport, and Sultan Ismail International Airport.
Enjoy 15% discount on all walk-in hospital room rates(only form RM120 and above). On top of this, enjoy a 20% discount on all Executive Screening Packages (discount is not applicable for on-going promotional packages and excludes medical officers and specialists' consultant fees
Complimentary Protection Plan
Receive complimentary Travel Accident insurance of up to RM200,000, Home Burglary insurance of up to RM15,000 per year, and purchase protection, refund protection, and up to 24 months extended warranty on selected appliances
|5 points on every RM1||AEON, AEON Big, Marks & Spencer, Parkson, Robinsons, Tangs, Isetan and Metrojaya|
|5 points on every RM1||Cold Storage, Tesco, Giant, Servay, Jasons Food Hall and Everise.|
|Pay Over||With Interest Rate At||When You Transfer|
|9 months||2.99% p.a. with no one time upfront handling fee||RM 1,000|
Fees and Charges
|Annual Fee for Supplementary Card||RM 159|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM21.20 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
*inclusive of 6% GST
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments of less than or equal to 50% of outstanding balance for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 60,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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