Get a Condotti Luggage Bag or Multipurpose Sports Digital Video Camera for free!
All you have to do is spend a minimum of RM 1,500 within 60 days of card activation!*Terms & Conditions apply
No Late Payment Charge or Over Limit Fee
Nobody likes late payment charge or over limit fees. Which is why Citibank doesn't charge them. It's that simple.
Citibank World Privileges
Get discounts and special privileges at over 24,000 hotels, restaurants, retail outlets, golf clubs, and more. On top of that, you get free travel insurance and a 24-hour personal concierge service too!
|Cash Back Category||Cash back Rate||Monthly Cap|
|Interest Rate Charges||10%||Unlimited|
- In order to receive cashback, you must pay at least the minimum monthly due amount on-time
- Cashback applies to interest rate charge payable
- Interest rate charges for purchases and cash advance are eligible for cashback
- Cashback will be automatically credited in the following month's statement
|Pay Over||With Interest Rate At||When You Transfer|
|9 months||2.99% p.a. with no one time upfront handling fee||RM 1,000|
Fees and Charges
|Annual Fee for Supplementary Card||Free|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM21.20 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
*inclusive of 6% GST
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments of less than or equal to 50% of outstanding balance for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 24,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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