Get a Condotti Luggage Bag or Multipurpose Sports Digital Video Camera for free!
All you have to do is spend a minimum of RM 1,500 within 60 days of card activation!*Terms & Conditions apply
Earn up to 3X AirAsia points
You can use these points to redeem great prizes from the Citibank Rewards Program, or you can convert them into BIG points and redeem complimentary flights from AirAsia!
AirAsia Travel Privileges
Get priority booking on AirAsia flights, with special fares and holiday packages, and early notification of AirAsia promotions too! Also, with a minimum spending of RM2,500, you can get 6 complimentary in-flight meals and 2 complimentary Pick-a-Seats.
Travel Protection Plan
Receive Travel Accident Insurance of up to RM200,000 for a maximum of 30 days, and Travel Inconvenience Coverage covering flight delays, missed flight connection, and baggage delay, loss, and damage.
All Executive Screening Packages at selected hospitals (excluding consultation fees) are entitled for a discount of up to 30%, and all walk-in hospital room rates (for rates of RM120 and above) are entitled for a discount of up to 15%
|1 point per RM1||on first RM500 charged to card|
|2 points per RM1||on expenses from RM501-RM5,999|
|3 points per RM1||on expenses RM6,000 and above|
- Earn AirAsia points on all retail spending (excluding petrol expenses).
- AirAsia points can be used to redeem gifts from the Citibank Rewards Program or converted to BIG points at a rate of 1,200 BIG points for every RM1,000 spent to redeem flights from AirAsia.
|Pay Over||With Interest Rate At||When You Transfer|
|9 months||2.99% p.a. with no one time upfront handling fee||RM 1,000|
Fees and Charges
|Annual Fee for Supplementary Card||Free|
|Mininum monthly payment||RM50 or 5% of outstanding amount|
|Late payment fee||RM10 or 1% of outstanding amount, up to maximum of RM100|
|Cash withdrawal fee||RM21.20 or 5.30% of withdrawn amount, whichever is higher|
|Interest rate on cash withdrawals||18%|
*inclusive of 6% GST
|15% Interest Rate Per Annum||Tier 1: Cardholders with prompt payments of less than or equal to 50% of outstanding balance for 12 consecutive months|
|17% Interest Rate Per Annum||Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.|
|18% Interest Rate Per Annum||Tier 3: Cardholders who do not fall under the above categories.|
|Minimum Annual Income||RM 36,000|
|Minimum Age For Primary Card||21 years old|
|Minimum Age For Supplementary Card||18 years old|
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