Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i by Maybank

Product Highlights

Free Petrol with TreatsPoints

Collect TreatsPoints and use them to redeem Petronas petrol vouchers!

No Compounding Charges

Fees are only charged to your outstanding balance.

Free Maybank Touch N Go Zing

Automatic reload card that links to your card!

Features

Cash Back

Cash Back Category	Cash Back Rate	Monthly Cap	Spend
PETRONAS Stations	8%	RM 50	Any amount monthly on Saturday and Sunday only
PETRONAS Stations	1%	RM 50	Any amount monthly from Monday till Friday

Rewards

Earn	Spent In
1x TreatsPoints Per RM 1	All transactions except government bodies, PETRONAS stations and other petrol stations.

TreatsPoints expire in 3 years
No TreatsPoints will be rewarded at government bodies

Balance Transfer

Balance transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	0.5% p.a. with no one-time upfront handling fee	From RM 1,000
9 Months	0.75% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 1,000
24 Months	0.375% p.a. with no one-time upfront handling fee	From RM 2,000
36 Months	0.413% p.a. with no one-time upfront handling fee	From RM 2,000

Maybank Ezy Pay

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with no one time upfront handling fee	From RM 50
12 Months	0% p.a. with no one time upfront handling fee	From RM 50
18 Months	0% p.a. with no one time upfront handling fee	From RM 50
24 Months	0% p.a. with no one time upfront handling fee	From RM 50
30 Months	0% p.a. with no one time upfront handling fee	From RM 50
36 Months	0% p.a. with no one time upfront handling fee	From RM 50

Only applicable for participating merchants

Maybank Ezy Pay Plus

Pay Over	With Interest Rate At	When You Spend
6 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
12 Months	9% p.a. with no one-time upfront handling fee	From RM 500 up to RM 30,000
18 Months	9% p.a. with no one-time upfront handling fee	From RM 3,000 up to RM 30,000
24 Months	9% p.a. with no one-time upfront handling fee	From RM 5,000 up to RM 30,000

Fees and Charges

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free
Minimum Monthly Payment	RM 25 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM100
Cash Withdrawal Fee	RM 10 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 30,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone