Citi Business Platinum Card is a great choice for balancing your business and lifestyle needs. Earn unlimited 1.2% cash back on overseas spending and 0.5% on local spending, including complimentary insurance coverage!
Receive 1.2% cash back on overseas spending and 0.5% cash back on local spending with absolutely no limit!
Receive Personal Accident Insurance with coverage of up to RM1,000,000, and Travel Inconvenience Coverage that covers missed flight connections, flight delays, and baggage delays, loss, and damage.
Enjoy discounts and privileges at over 24,000 hotels, restaurants, boutiques, retail outlets, golf resorts, and more. Best of all, these privileges are available to you all over the world.
| Cash Back Category | Cash Back Rate | Monthly Cap | Spend |
|---|---|---|---|
| Overseas Transactions | 1.2% | Uncapped | Any amount monthly |
| Local Transactions | 0.5 | Uncapped | Any amount monthly* |
| Pay Over | With Interest Rate At | When You Transfer |
|---|---|---|
| 12 Months | 8.99% p.a. with no one-time upfront handling fee | From RM 1,000 |
| Pay Over | With Interest Rate At | When You Spend |
|---|---|---|
| 6 Months | 10.57% p.a. with no one-time upfront handling fee | From RM 500 |
| 12 Months | 9.96% p.a. with no one-time upfront handling fee | From RM 500 |
| 18 Months | 9.84% p.a. with no one-time upfront handling fee | From RM 500 |
| 24 Months | 9.85% p.a. with no one-time upfront handling fee | From RM 500 |
| 30 Months | 9.91% p.a. with no one-time upfront handling fee | From RM 500 |
| 36 Months | 9.99% p.a. with no one-time upfront handling fee | From RM 500 |
| Annual Fee For Primary Card | RM 200 |
|---|---|
| Annual Fee For Supplementary Card | RM 100 |
| Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
| Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
| Cash Withdrawal Fee | RM 20 or 5% of the withdrawn amount, whichever is higher |
| Interest Rate On Cash Withdrawals | 18% p.a. |
| 15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
|---|---|
| 17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
| 18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
| Minimum Annual Income | RM 48,000 |
|---|---|
| Minimum Age For Primary Card | 21 years old |
| Minimum Age For Supplementary Card | 21 years old* |
*For employees with minimum income requirement of RM 24,000 per annum
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