AmBank Visa Infinite by Ambank

Product Highlights

5X AmBank Reward Points

Earn up to 5X reward points that you can use redeem awesome gifts or convert to airmiles!

Airmiles Conversion

Convert AmBonus Points to Air Miles with 3 world class Frequent Flyer / Travel Reward Programs i.e. Enrich, Asia Miles and Singapore Airlines KrisFlyer!

Dining and Hotel Room Privileges

Get up to 50% dining discounts and 20% off Best Available Room Rates at participating Hilton hotels!

Features

Rewards

Earn	Spent In
5 AmBonus Points Per RM 1	All overseas retail expenses
1 AmBonus Point Per RM 1	All local retail expenses

Your AmBonus Points expire in 3 years.
Use your points to redeem amazing gifts and rewards!

Convert Am Bonus Points Into Air Miles

Convert	Redeem
7,000 AmBonus Points	1,000 Enrich Miles
7,000 AmBonus Points	1,000 Asia Miles
7,000 AmBonus Points	1,000 KrisFlyer Miles
6,000 AmBonus Points	1,000 AirAsia BIG Points

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	0% p.a. with 4.99% one-time upfront handling fee	From RM 1,000
12 Months	0% p.a. with 8.99% one-time upfront handling fee	From RM 5,000
24 Months	0% p.a. with 8.99% one-time upfront handling fee	From RM 5,000

Ambank Easy Payment Plan

Pay Over	With Interest Rate At	When You Spend
3 Months	0% p.a. with no one-time upfront handling fee	From RM 500
6 Months	0% p.a. with no one-time upfront handling fee	From RM 500
12 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000

Am Bank Am Flexi Pay

Pay Over	With Interest Rate At	When You Spend
6 Months	3% p.a. with no one-time upfront handling fee	From RM 500
12 Months	4% p.a. with no one-time upfront handling fee	From RM 2,000
18 Months	5% p.a. with no one-time upfront handling fee	From RM 4,000
24 Months	6% p.a. with no one-time upfront handling fee	From RM 5,000

Fees and Charges

Annual Fee For Primary Card	Free
Annual Fee For Supplementary Card	Free for the first 3 cardholders*
Minimum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*Annual fee for the 4th supplementary card onwards is RM 188

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 120,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Malaysians and permanent residents

AmBank SIGNATURE Priority Banking Visa Infinite is available by invitation only

Apply for AmBank Visa Infinite by Ambank