AmBank TRUE VISA Credit Card
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Cash Back Category | Cash Back Rate | Monthly Cap | Spend |
---|---|---|---|
Online Retail Spend | 3% | RM 30 | Any amount monthly |
TRUEly an impressive credit card, enjoy a low interest rate of 7.99% p.a. for the first year, and 3% off online transactions too!
Interest Rate
From 7.99% p.a.
Balance Transfer
4.99 % p.a.
Cashback
Up to 3.0%
Annual Fee
Free
Do you love to shop online? With the TRUE by AmBank Visa Card, you can get 3% cash back on all retail transactions!
The AmBank True Visa annual fee is free for life with no strings attached! Additionally, your first 3 supplementary cards have zero annual fee as well!
Cash Back Category | Cash Back Rate | Monthly Cap | Spend |
---|---|---|---|
Online Retail Spend | 3% | RM 30 | Any amount monthly |
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 Months | 0% p.a. with 4.99% one-time upfront handling fee | From RM 1,000 |
12 Months | 0% p.a. with 8.99% one-time upfront handling fee | From RM 5,000 |
24 Months | 0% p.a. with 8.99% one-time upfront handling fee | From RM 5,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
6 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
12 Months | 0% p.a. with no one-time upfront handling fee | From RM 1,000 |
24 Months | 0% p.a. with no one-time upfront handling fee | From RM 1,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 Months | 3% p.a. with no one-time upfront handling fee | From RM 500 |
12 Months | 4% p.a. with no one-time upfront handling fee | From RM 2,000 |
18 Months | 5% p.a. with no one-time upfront handling fee | From RM 4,000 |
24 Months | 6% p.a. with no one-time upfront handling fee | From RM 5,000 |
Annual Fee For Primary Card | Free |
---|---|
Annual Fee For Supplementary Card | Free for the first 3 cardholders |
Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
Cash Withdrawal Fee | RM 20 or 5% of the withdrawn amount, whichever is higher |
Interest Rate On Cash Withdrawals | 18% p.a. |
15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
---|---|
17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
Minimum Annual Income | RM 36,000 |
---|---|
Minimum Age For Primary Card | 21 years old |
Minimum Age For Supplementary Card | 18 years old |
Who Can Apply | Anyone |
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