AmBank Islamic Visa Signature Card-i

Apply for AmBank Islamic Visa Signature Card-i by Ambank

An excellent Islamic card with a variety of benefits. Dine, shop, or travel like a boss with up to 3X AmBank points for retail purchases!

AmBank Islamic Visa Signature Card-i
Apply

Product Highlights

Reward
3X AmBank Reward Points

Earn up to 3X reward points that you can use redeem awesome gifts or convert to airmiles!

Travelling
Airmiles Conversion

Convert AmBonus Points to Air Miles with 3 world class Frequent Flyer / Travel Reward Programs i.e. Enrich, Asia Miles and Singapore Airlines KrisFlyer!

Travel protection
Complimentary Travel Protection

Receive travel insurance coverage of up to RM 1 Million when you charge your air tickets to your AmBank Visa Signature card

Features

Rewards

Local rewards
Earn Spent In
3 AmBonus Points Per RM 1 All overseas retail expenses
1 AmBonus Point Per RM 1 All local retail expenses
  • Your AmBonus Points expire in 3 years

Convert Am Bonus Points Into Air Miles

Air miles
Convert Redeem
7,500 AmBonus Points 1,000 Enrich Miles
7,500 AmBonus Points 1,000 Asia Miles
7,500 AmBonus Points 1,000 KrisFlyer Miles
6,500 AmBonus Points 1,000 AirAsia BIG Points

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 4.99% one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000
24 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000

Ambank Easy Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
3 Months 0% p.a. with no one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000

Am Bank Am Flexi Pay

48 months
Pay Over With Interest Rate At When You Spend
6 Months 3% p.a. with no one-time upfront handling fee From RM 500
12 Months 4% p.a. with no one-time upfront handling fee From RM 2,000
18 Months 5% p.a. with no one-time upfront handling fee From RM 4,000
24 Months 6% p.a. with no one-time upfront handling fee From RM 5,000

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free for the first 3 cardholders*
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Annual fee for the 4th supplementary card onwards is RM 188

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 80,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone