AmBank Gold MasterCard
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Earn | Spent In |
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1 AmBonus Point Per RM 1 | All local and overseas retail expenses |
- Your AmBonus Points expire in 3 years
With this Gold MasterCard from AmBank, you can enjoy fantastic rewards, a 0% instalment plan, and complimentary insurance coverage too!
Interest Rate
From 15.0% p.a.
Balance Transfer
4.99 % p.a.
Cashback
N/A
Annual Fee
Free
Earn AmBank reward points whenever you shop, then use them to redeem amazing gifts and deals!
Take advantage of 0% easy instalment plans at participating merchants and get the things you want NOW!
Receive travel insurance coverage of up to RM 1 Million when you charge your air tickets to your AmBank Visa Signature card
Earn | Spent In |
---|---|
1 AmBonus Point Per RM 1 | All local and overseas retail expenses |
Convert | Redeem |
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10,000 AmBonus Points | 1,000 Enrich Miles |
10,000 AmBonus Points | 1,000 AirAsia BIG Points |
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
6 Months | 0% p.a. with 4.99% one-time upfront handling fee | From RM 1,000 |
12 Months | 0% p.a. with 8.99% one-time upfront handling fee | From RM 5,000 |
24 Months | 0% p.a. with 8.99% one-time upfront handling fee | From RM 5,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
3 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
6 Months | 0% p.a. with no one-time upfront handling fee | From RM 500 |
12 Months | 0% p.a. with no one-time upfront handling fee | From RM 1,000 |
24 Months | 0% p.a. with no one-time upfront handling fee | From RM 1,000 |
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 Months | 3% p.a. with no one-time upfront handling fee | From RM 500 |
12 Months | 4% p.a. with no one-time upfront handling fee | From RM 2,000 |
18 Months | 5% p.a. with no one-time upfront handling fee | From RM 4,000 |
24 Months | 6% p.a. with no one-time upfront handling fee | From RM 5,000 |
Annual Fee For Primary Card | Free |
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Annual Fee For Supplementary Card | Free for the first 3 cardholders* |
Minimum Monthly Payment | RM 50 or 5% of the outstanding amount, whichever is higher |
Late Payment Fee | RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100 |
Cash Withdrawal Fee | RM 20 or 5% of the withdrawn amount, whichever is higher |
Interest Rate On Cash Withdrawals | 18% p.a. |
*Annual fee for the 4th supplementary card onwards is RM 75
15% Per Annum | Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months |
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17% Per Annum | Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle |
18% Per Annum | Tier 3: Cardmembers who do not fall within the above categories |
Minimum Annual Income | RM 24,000 |
---|---|
Minimum Age For Primary Card | 21 years old |
Minimum Age For Supplementary Card | 18 years old |
Who Can Apply | Anyone |
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