AmBank Cash Rebate Visa Platinum Card

Apply for AmBank Cash Rebate Visa Platinum Card by Ambank

A card for the new norm. Online shopping gets even better with AmBank Cashback credit card.

AmBank Cash Rebate Visa Platinum Card
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Product Highlights

Cash back
8% Cash Back

Get 8% cash back on petrol and groceries and 0.2% cash back on other transactions!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Condition
Groceries, phramacy, online transactions 8% RM 15 From RM 1,500 and above monthly
Groceries, pharmacy, online transactions 1% RM 5 From RM 500 and up to RM 1,499 monthly
Other retail spends (exclude petrol, government and charity) 0% - From RM 1 and above monthly

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 4.99% one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000
24 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000

Ambank Easy Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
3 Months 0% p.a. with no one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000

Am Bank Am Flexi Pay

48 months
Pay Over With Interest Rate At When You Spend
6 Months 3% p.a. with no one-time upfront handling fee From RM 500
12 Months 4% p.a. with no one-time upfront handling fee From RM 2,000
18 Months 5% p.a. with no one-time upfront handling fee From RM 4,000
24 Months 6% p.a. with no one-time upfront handling fee From RM 5,000

Fees and Charges

Annual Fee For Primary Card Free*
Annual Fee For Supplementary Card Free 
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Free for life for the first supplementary cardholders, and 4th supplementary card onwards RM 188 p.a.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 24,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone