AmBank CARz Platinum MasterCard

Apply for AmBank CARz Platinum MasterCard by Ambank

A card for motorists packed with auto-related benefits. Enjoy great discounts, rebates on petrol, and value added services with AmBank CARz Platinum MasterCard.

AmBank CARz Platinum MasterCard
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Product Highlights

Points
CARz points

Earn 1 CARz point for every RM1 you spend on your credit card, which you can use to redeem auto-related goods and services

Petrol
Cash Back on Petrol

Get 3% to 5% cash back on all petrol expenses, regardless of where you fill your tank!

Features

Cash Back

Cash back
Cash Back Category Cash Back Rate Monthly Cap Condition
Petrol 5% RM 80 If you pay the minimum amount or partial amount of your credit card bill
Petrol 2% RM 20 If you make full payment for your credit card bill
  • Applicable to ANY petrol brand in Malaysia

Rewards

Local rewards
Earn Spent In
1 CARz Point Per RM 1 CARz Credit Card
  • Your CARz Points expire in 3 years.
  • Not applicable for transactions at petrol stations.

Convert Am Bonus Points Into Air Miles

Air miles
Convert Redeem
7,500 AmBonus Points 1,000 Enrich Miles
10,000 AmBonus Points 1,000 Asia Miles
10,000 AmBonus Points 1,000 KrisFlyer Miles
7,000 AmBonus Points 1,000 AirAsia BIG Points

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 4.99% one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000
24 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000

Ambank Easy Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
3 Months 0% p.a. with no one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000

Am Bank Am Flexi Pay

48 months
Pay Over With Interest Rate At When You Spend
6 Months 3% p.a. with no one-time upfront handling fee From RM 500
12 Months 4% p.a. with no one-time upfront handling fee From RM 2,000
18 Months 5% p.a. with no one-time upfront handling fee From RM 4,000
24 Months 6% p.a. with no one-time upfront handling fee From RM 5,000

Fees and Charges

Annual Fee For Primary Card Free
Annual Fee For Supplementary Card Free for the first 3 cardholders*
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Annual fee for the 4th supplementary card onwards is RM 188

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 48,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone