Ambank BonusLink Visa Platinum Card

Apply for Ambank BonusLink Visa Platinum Card by Ambank

Save and collect BonusLink Points with everyspend to redeem products, services, vouchers or cervert it to RM 50 cash.

Ambank BonusLink Visa Platinum Card
Apply

Product Highlights

Reward
BonusLink Points

30 BonusLink Points with RM 20 spend with points and cash redemption.

Travelling
Complimentary Travel Protection

Up to RM 1,000,000 travel insurance coverage.

Features

Rewards

Reward
Earn Spent In
30 BonusLink Points Per RM 20 Shell Petrol, Parkson, DIning, Groceries, Online Transactions, Entertaiment (movie ticket, bowling,etc)
6 BonusLink Point Per RM 20 On all overseas retail expenses
3 BonusLink Point Per RM 20 On other local retail expenses

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 4.99% one-time upfront handling fee From RM 1,000
12 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000
24 Months 0% p.a. with 8.99% one-time upfront handling fee From RM 5,000

Ambank Easy Payment Plan

36 months
Pay Over With Interest Rate At When You Spend
3 Months 0% p.a. with no one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 500
12 Months 0% p.a. with no one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with no one-time upfront handling fee From RM 1,000

Am Bank Am Flexi Pay

48 months
Pay Over With Interest Rate At When You Spend
6 Months 3% p.a. with no one-time upfront handling fee From RM 500
12 Months 4% p.a. with no one-time upfront handling fee From RM 2,000
18 Months 5% p.a. with no one-time upfront handling fee From RM 4,000
24 Months 6% p.a. with no one-time upfront handling fee From RM 5,000

Fees and Charges

Annual Fee For Primary Card RM 450*
Annual Fee For Supplementary Card RM 250
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee RM 15 or 5% of the outstanding amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*Free for first 2 year waived when you swipe 12 times per annum for subsequent years.

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 48,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone