Alliance Bank CPA Australia Card

The annual fee for this card is waived for the duration of your membership with CPA Australia

With the Alliance Bank CPA Card, you can opt to pay for your CPA exam fee in instalments at 0% interest!

Earn up to 3X Timeless Bonus Points that you can use for shopping or to redeem free flights!

Earn	Spent
1 Timeless Bonus Point on every RM1	on all local and overseas expenses

Pay Over	With Interest Rate At	When You Spend
6 months	2.5% one-time upfront handling fee	from RM500
12 months	5.5% one-time upfront handling fee	from RM500
18 months	7% one-time upfront handling fee	from RM1000
24 months	8% one-time upfront handling fee	from RM1000

Flexible Payment Plan (FPP) allows you to convert any retail purchases made with your Alliance Bank Credit Card at any merchant into manageable fixed installment amounts.

Pay Over	With Interest Rate At	When You Transfer
12 months	6.99% p.a. and no one-time upfront handling fee	from RM1000
18 months	6% p.a. and no one-time upfront handling fee	from RM1000
24 months	7.99% p.a. and no one-time upfront handling fee	from RM1000

Annual fee	Free for CPA Australia members.
Annual Fee for Supplementary Card	Free.
Mininum monthly payment	RM50 or 5% of outstanding amount
Late payment fee	RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee	RM15.90 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals	18%

*inclusive of 6% GST

15% Interest Rate Per Annum	Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum	Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum	Tier 3: Cardholders who do not fall under the above categories.

Minimum Annual Income	RM 24,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old

Interest Rate