Citi Prestige MasterCard

Apply for Citi Prestige MasterCard by Citibank

With Citi Prestige MasterCard, you can get 250,000 Citi Rewards Points when you apply for your card today!

Citi Prestige MasterCard
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Product Highlights

Travelling
Travel Privileges

Enjoy unlimited airport lounge access into over 800 airport lounges in cities around the world. Enjoy a complimentary ride home from KLIA and a complimentary night stay at any hotel of your choice!

Travel protection
Premium Protection

You and your supplementary cardholder can enjoy coverage for international travel, medical and hospitalisation while you are overseas, as well as being insured for flight inconveniences and luggage mishandling!

World
Citibank World Privileges

Enjoy discounts and privileges at over 24,000 hotels, restaurants, boutiques, retail outlets, golf resorts, and more. Best of all, these privileges are available to you all over the world.

Features

Rewards

Local rewards
Earn Spent In
2x Citi Rewards Points Per RM 1 Overseas transactions 
1x Citi Rewards Points Per RM 1 Participating local transactions
1x Citi Rewards Points Per RM 1 Any petrol stations
  • Citi Rewards Points never expires

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
12 Months 8.99% p.a. with no one-time upfront handling fee From RM 1,000

Flexi Payment Plan

Flexi payment
Pay Over With Interest Rate At When You Spend
6 Months 10.57% p.a. with no one-time upfront handling fee From RM 500
12 Months 9.96% p.a. with no one-time upfront handling fee From RM 500
18 Months 9.84% p.a. with no one-time upfront handling fee From RM 500
24 Months 9.85% p.a. with no one-time upfront handling fee From RM 500
30 Months 9.91% p.a. with no one-time upfront handling fee From RM 500
36 Months 9.99% p.a. with no one-time upfront handling fee From RM 500

Fees and Charges

Annual Fee For Primary Card RM 1,000
Annual Fee For Supplementary Card Free
Minimum Monthly Payment RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee None
Cash Withdrawal Fee None
Interest Rate On Cash Withdrawals None

Interest Rate

15% Per Annum Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income RM 200,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old
Who Can Apply Anyone