UOB Visa Infinite Credit Card

Earn 5X UniRM Points on every RM1 spent overseas, on airlines, hotels, travel agencies, and Visa payWave transactions.

Redeem up to 4 airmiles with AirAsia BiG Points, Asia Miles, Enrich Miles, and KrisFlyer for every RM5 spent.

Enjoy 4X complimentary limo rides to KLIA or KLIA2, and complimentary access to Plaza Premium Lounges in Malaysia and Singapore.

Enjoy complimentary green fees all year round at participating clubs and get complimentary golf lessons at KLGCC.

Earn	Spent On
5 points on every RM1	Overseas Expenses

Pay Over	With Interest Rate At	When You Transfer
6 months	7.77% p.a. and no one-time upfront handling fee	from RM1000
12 months	7.88% p.a. and no one-time upfront handling fee	from RM1000
18 months	7.99% p.a. and no one-time upfront handling fee	from RM1000

Pay Over	With Interest Rate At	When You Transfer
6 months	3.3% p.a. and no one-time upfront handling fee	from RM1000
12 months	6% p.a. and no one-time upfront handling fee	from RM1000

Annual fee	RM636
Annual Fee for Supplementary Card	Free
Mininum monthly payment	RM50 or 5% of outstanding amount
Late payment fee	RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee	RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals	18%

*inclusive of 6% GST

15% Interest Rate Per Annum	Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum	Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum	Tier 3: Cardholders who do not fall under the above categories.

Minimum Annual Income	RM 150,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old

* Card available by invitation only

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Interest Rate