Apply for UOB Visa Infinite Credit Card by UOB

Product Highlights

5X UniRM Points

Earn 5X UniRM Points on every RM1 spent overseas, on airlines, hotels, travel agencies, and Visa payWave transactions.

Airmiles Redemption

Redeem up to 4 airmiles with AirAsia BiG Points, Asia Miles, Enrich Miles, and KrisFlyer for every RM5 spent.

VIP Privileges

Enjoy 4X complimentary limo rides to KLIA or KLIA2, and complimentary access to Plaza Premium Lounges in Malaysia and Singapore.

Waivable Annual Fee

Annual fee for the first year is free if you swipe once wihtin 45 days of card approval date

Features

Rewards

Earn	Spent In
5 UNIRinggit per RM1	Overseas expenses
3,000 Enrich Miles	RM 3,000 within 60 days of approval
2x Air-miles redemption	Birthday month

UOB UniRinggit Reward Points expire after 3 years.

Convert Unirm Into Air Miles

Convert	Redeem
7,000 UNIRM	1,000 Enrich Miles & 1,000 Air Asia Big Points
6,500 UNIRM	1,000 KrisFlyer Miles
3,000 UNIRM	500 Asia Miles*

*Only for UOB Privilege Banking Visa Infinite and Visa Infinite Cardmembers

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	7.77% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	7.88% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	7.99% p.a. with no one-time upfront handling fee	From RM 1,000

Uob Fixed Pay Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	3.3% p.a. with no one-time upfront handling fee	From RM 1,000
12 Months	6% p.a. with no one-time upfront handling fee	From RM 1,000

Easy Payment Plan

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with 2% one-time upfront handling fee	From RM 500
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 500
18 Months	0% p.a. with 4% one-time upfront handling fee	From RM 500

Instalment Payment Plan

Pay Over	With Interest Rate At	When You Spend
12 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
18 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
24 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000
36 Months	0% p.a. with no one-time upfront handling fee	From RM 1,000

Fees and Charges

Annual Fee For Primary Card	RM 600*
Annual Fee For Supplementary Card	RM 300*
Mininum Monthly Payment	RM 50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM 10 or 1% of the outstanding amount, whichever is higher subject to a maximum of RM 100
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*Annual fee is waived when you spend a minimum amount of RM50,000 p.a.

Interest Rate

15% Per Annum	Tier 1: Cardmembers who promptly settle their minimum payment due for 12 consecutive months
17% Per Annum	Tier 2: Cardmembers who promptly settle their minimum payment due for 10 or more in a 12-months cycle
18% Per Annum	Tier 3: Cardmembers who do not fall within the above categories

Requirements

Minimum Annual Income	RM 120,000
Minimum Age For Primary Card	21 years old
Minimum Age For Supplementary Card	18 years old
Who Can Apply	Anyone