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Public Bank Visa Commercial Card

Public Bank Visa Commercial Card

Kad kredit ini dicipta untuk membantu anda mencapai matlamat bisnes anda. Kad ini membolehkan anda untuk mengurusi perbelanjaan syarikat anda dan pada masa yang sama, membolehkan pekerja anda untuk membuat keputusan bisnes yang lebih kecil

Interest Rate

15.0% p.a.

Balance Transfer

0.0% p.a.

Cashback

N/A

Annual Fee

RM 159.00

Cash flow
Cash Flow Management

Manage your business cash flow with a working line of credit that lets you pay bills, make purchases online, or make quick buying decisions with suppliers without any worries

Good
Less Paperwork and Increased Efficiency

Eliminate the need for requisitions, purchase orders, invoices, and the cumbersome supplier payment process, and also reduce the time needed for generating and tracking orders

Travel protection
Travel Insurance Coverage

Enjoy travel insurance of up to RM1,000,000 coverage.

Protection
Corporate Liability Waiver Insurance

Protects against eligible losses that might be incurred in the event of card misuse

Features

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 months 0% p.a. and 1% one-time upfront handling fee from RM500
6 months 0% p.a. and 0% one-time upfront handling fee from RM6000
12 months 0% p.a. and 2.5% one-time upfront handling fee from RM1000
24 months 0% p.a. and 5% one-time upfront handling fee from RM3000
36 months 0% p.a. and 7% one-time upfront handling fee from RM6000

Easy Payment Plan

Easy payment
Pay Over With Interest Rate At When You Spend
6 months 1% one-time upfront handling fee from RM500
9 months 0% one-time upfront handling fee from RM2000
12 months 2% one-time upfront handling fee from RM1000
24 months 5% one-time upfront handling fee from RM2000
36 months 7% one-time upfront handling fee from RM3000
  • Buy the things you've always wanted with payment terms of up to 24 months and low interest rates.

Fees and Charges

Annual fee RM159, free for the first year
Annual Fee for Supplementary Card N/A

Minimum monthly payment

RM50 or 5% of outstanding amount
Late payment fee RM10 or 1% of outstanding amount, up to maximum of RM100
Cash withdrawal fee RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest rate on cash withdrawals 18%
*inclusive of 6% GST

Interest Rate

15% Interest Rate Per Annum Tier 1: Cardholders with prompt payments for 12 consecutive months
17% Interest Rate Per Annum Tier 2: Cardholders with prompt payments for 10 months or more in last 12 months.
18% Interest Rate Per Annum Tier 3: Cardholders who do not fall under the above categories.

Requirements

Minimum Annual Income RM 100,000
Minimum Age For Primary Card 21 years old
Minimum Age For Supplementary Card 18 years old

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