Public Bank Visa Commercial Card by Public Bank

Product Highlights

Automatic Travel Insurance

FREE Automatic Travel Insurance of up to RM 1 million when the full travel arrangements are charged to your Card.

Corporate Liability Waiver Insurance

Coverage up to USD25,000 per cardmember per annum subject to a maximum of USD1.65 million per company per annum.

Credit Limit

Where the Company operates two or more cards with the Bank, a total Combined Credit Limit will be extended to cover the use of all cards held by the Company.

Features

Balance Transfer

Pay Over	With Interest Rate At	When You Transfer
6 Months	0% p.a. with 1.5% one-time upfront handling fee	From RM 500
6 Months	0% p.a. with no one-time upfront handling fee	From RM 2,000
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 1,000
24 Months	0% p.a. with 5% one-time upfront handling fee	From RM 3,000
30 Months	0% p.a. with 7% one-time upfront handling fee	From RM 6,000

Flexi Pay Plan

Pay Over	With Interest Rate At	When You Spend
6 Months	0% p.a. with 1.5% one-time upfront handling fee	From RM 500
6 Months	0% p.a. with no one-time upfront handling fee	From RM 1,500
9 Months	0% p.a. with 2% one-time upfront handling fee	From RM 2,000
12 Months	0% p.a. with 3% one-time upfront handling fee	From RM 1,000
24 Months	0% p.a. with 5% one-time upfront handling fee	From RM 2,000
36 Months	0% p.a. with 7% one-time upfront handling fee	From RM 3,000

Fees and Charges

Annual Fee For Primary Card	RM 150*
Minimum Monthly Payment	Must settle in full on or before the specific date
Late Payment Fee	RM 25
Cash Withdrawal Fee	RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18% p.a.

*First year waived.

Interest Rate

18% Per Annum	All outstanding balances

Requirements

Minimum Paid-Up Capital	RM 100,000
Minimum Business Operation	2 years
Who Can Apply	For Private Limited and Listed Company only

Apply for Public Bank Visa Commercial Card by Public Bank