Public Bank Visa Commercial Card

Apply for Public Bank Visa Commercial Card by Public Bank

Public Bank’s corporate payment card is the perfect tool which can be customised to meet your business goals. Remain competitive. Do things differently. Manage your company’s expenditures while empowering your employees to make smaller business decisions.

Public Bank Visa Commercial Card
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Product Highlights

Travel protection
Automatic Travel Insurance

FREE Automatic Travel Insurance of up to RM 1 million when the full travel arrangements are charged to your Card.

Protection
Corporate Liability Waiver Insurance

Coverage up to USD25,000 per cardmember per annum subject to a maximum of USD1.65 million per company per annum.

Good
Credit Limit

Where the Company operates two or more cards with the Bank, a total Combined Credit Limit will be extended to cover the use of all cards held by the Company.

Features

Balance Transfer

Balance transfer
Pay Over With Interest Rate At When You Transfer
6 Months 0% p.a. with 1.5% one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 2,000
12 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 5% one-time upfront handling fee From RM 3,000
30 Months 0% p.a. with 7% one-time upfront handling fee From RM 6,000

Flexi Pay Plan

36 months
Pay Over With Interest Rate At When You Spend
6 Months 0% p.a. with 1.5% one-time upfront handling fee From RM 500
6 Months 0% p.a. with no one-time upfront handling fee From RM 1,500
9 Months 0% p.a. with 2% one-time upfront handling fee From RM 2,000
12 Months 0% p.a. with 3% one-time upfront handling fee From RM 1,000
24 Months 0% p.a. with 5% one-time upfront handling fee From RM 2,000
36 Months 0% p.a. with 7% one-time upfront handling fee From RM 3,000

Fees and Charges

Annual Fee For Primary Card RM 150*
Mininum Monthly Payment Must settle in full on or before the specific date
Late Payment Fee RM 25
Cash Withdrawal Fee RM 20 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals 18% p.a.

*First year waived.

 

Interest Rate

18% Per Annum All outstanding balances

Requirements

Minimum Paid-Up Capital RM 100,000
Minimum Business Operation 2 years 
Who Can Apply For Private Limited and Listed Company only